6 Tips for Combating the Mid-Year Frugal Slide

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It’s July, and for most of us, Our New Years Resolutions are a thing of the past. Mr. and I were talking today about ways we could reign in our budget. We’re not making it rain by any means, but… we could make a few changes. Here are my top ten tips, and trust me, I’ve already started incorporating some of these. I’ll have all of them back in the works by weeks’ end.

  1. Back to meal planning and sticking to it. No more trips to Denny’s when I am feeling lazy in the morning, or Mondays after group therapy.  That means I’ll be back to meal planning posts and new recipes too. And I’ll have several “back up dinners” on-hand in case the day gets away from me, or it’s too hot to cook the original meal. I took advantage of the sale on chicken breasts at Smart & Final the other day, and picked up 10 lbs. I came home and cut up the whole half breasts into more manageable sizes, and marinated some of it with different spices and put it in ziploc bags in the freezer. 10 lbs of chicken should get us 5 dinners, plus leftovers from each meal.
  2. Back to maintaining a robust snack bag in the car, refilling it daily, and remembering our water bottles when we leave the house. I fill our water bottles (we have these for the kids and these for the adults- in 40 oz) with water and ice before we leave in the AM and refill them as needed throughout the day in various places.
  3. In conjunction with #2, start taking surveys on receipts for deep discounts and free stuff again. I am Sonic’s text list, so when they have a daily deal that I have change in my car for, the kids and I stop for .50 ice cream cones, 1/2 price drinks (cherry limeade!). Frequently when you check out, there is a survey on the bottom of the receipt that will score you an XL (Route 44) size beverage for free! I really need to get back into stretching the buck.
  4. Check all my apps before I go shopping. I’ve been bad about this over the past few months. I’m sure I’ve missed out on Ibotta deals, Checkout 51 offers, and Cash Dash promos. No More! I’m back, baby!!
  5. Allowance. Yup, just like a teenager, I’m putting myself on an allowance, and Mr. is going to as well. I’m sticking to $40 in the summer, and $25 once we are back to school. This will just be for “fun money”. I still shop around for gas to stay within budget for gas each week. Costco is usually the cheapest.
  6. Keeping eyes open for cheap entertainment. Big Dude is in ESY (summer school) for the next few weeks, so a lot of the traditional summer things that are fun and cheap we haven’t been able to do (like Regal Summer Movies). We’ve mostly been doing fun stuff at the library, which is free, but I think we need to look beyond that. It’s starting to get too hot for park play dates!

I’d love to hear from you about how you combat the frugal slide. What do you do when you feel yourself slipping off your track?

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