Tomorrow Only: Get a FREE Coke Energy

Woo Hoo! This deal popped into my inbox a few minutes ago! I live right across the street from a retailer, so I am definitely stoked for this freebie!

2020 is getting even longer this weekend with Daylight Savings Time. Give yourself the boost you need by getting a FREE can of Coke Energy tomorrow, October 30th! Pick one up at a store near you – check out participating stores here.

Locations include:

  • Circle K
  • Kum & Go
  • Pilot Flying J
  • TA
  • Holiday
  • Kwik Trip
  • MAPCO
  • Murphy USA
  • and More!

At some retailers you must claim the free Coke Energy within the retailer’s mobile app before redeeming in-store.

San Diego, CA Area Residents: FREE Produce and Perishable Groceries- 10/30/2020

Every Friday in October, our friends over at Faith Chapel understand that with all that’s going on in the world that some of us still need help finding healthy food during this difficult time. And that’s it not always safe for us to go to the store or hit up a farmers market.

Distribution is happening this every Friday in October (tomorrow is the last- I will find out if there will be more and update the blog), beginning at 10:00am.

This is a drive-thru style event, so you don’t have to leave your vehicles. There is no paperwork, no questions asked. Show up, pop your trunk, and fresh food is loaded for you, and you are on your way!

Here is a picture of what was available in previous weeks! Sometimes you get produce, sometimes is eggs, milk, and other dairy products and meat- it changes weekly!

Faith Chapel is located at 9400 Campo Road Spring Valley, CA 91977

How To Recoup Bank and Credit Card Fees

If you use credit cards or ATMs, you have probably been charged fees. Finance Charge fees and Out of Network ATM fees are a few ways that financial institutions make money by loaning us or handling our money.

In the past there was no way of avoiding paying those charges- once you paid them, the money was gone.

Now there are websites, apps, and programs that can help consumers recoup the fees that they have paid out. Here are a couple that I have looked into or used.

Harvest links your bank accounts and credit card accounts to their AI and once every 90 days you can request their program contact those institutions on your behalf to credit previously paid fees. Harvest takes a portion of those fees. Harvest was not able to get any money back on my behalf. I have only been using it for about 50 days. Once my 90 days are up and I can re-negotiate, I will try it again.

Cushion: I looked into Cushion, but did not use it, because it costs on average $50/year. I don’t have a lot of outstanding debt, so there was no way that I could save that much from their AI negotiations. Also, there is this:

Basically, you don’t get the money credited back to you, you earn “rewards” through Cushion’s program. A quick internet search leads me to believe that it’s mostly Amazon Gift Cards, which as much as I love Amazon Gift Cards is not what I want. I want cold hard cash in my hot little paws.

I recommend that everyone look at their bank account at least monthly (I do it once a week when I balance the checkbook-yes, I do that) and look for any fees or charges that may not look familiar. Doing the same with your credit card statement when it comes as well is a great idea. Recently I caught a $90 charge that was fraudulent. A quick call to American Express and I filed a dispute, the charge was removed and all is well!

If you find a lot of ATM usage fees on your bank statement, download your banks app to locate fee-free ATMs. My credit union has fee-free ATMs at 7/11’s!

Note that I use the term Bank- I use this interchangeably for credit union, as that’s what I use. I have been a member of a credit union for almost 30 years. There is no monthly fee for having a checking or savings account, and I have my car loan through them as well (the rate is really low). Credit Unions are great because they offer low rates, and no or low account fees. And usually, membership is free.

If you have used a service like Harvest or Cushion with success, I’d love to hear your results! Leave a comment below.