Go Organic with Fetch Rewards

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Shop smart, eat smart. 

Did you know Fetch Rewards offers points on organic products? You’ll also save on natural juices, low-calorie meals, sugar-free drinks, cauliflower pasta, and more. Try something new today!

To learn more about Fetch rewards, click here.

If Fetch Rewards seems like an app you’d enjoy, check this out: Use my code ND2TB when you sign up and you’ll score 2000 points after you scan in your first receipt with Fetch Rewards. That’s 2/3 to your first $3 Amazon Gift Card (or whatever $3 Gift Card you choose). You can find Fetch Rewards in your app store.

If you use my code, I’ll get 4000 points when you scan your first receipt. Win/Win, right? Honestly, my disclosure statement is here. I’m here to help ya’ll save money, not make a million dollars!

Earn Money When You Eat Out with Mogl!


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Mogl is an awesome App/website that I have forgotten about until recently. In 3 easy steps, you could be earning rewards at restaurants without having to clip coupons or carry loyalty cards. 

  1. Sign up for an account and link your cards. Sign up for free I have all of our credit cards and debit cards linked.
  2. Explore and add offers– their app shows you real-time offers for restaurants near you.
  3. Enjoy your meal- Pay with a linked card and you’ll instantly earn rewards. The amount varies by restaurant, but it’s usually between 3-10%.

Once you reach $10 in your Mogl account. I have the money credited to my debit card, so the money goes into my checking account.

My favorite part of Mogl is that most Jack in the Box’s are part of the program and when I am jonesing for their tacos (Don’t Judge!!) or a large ice tea, I get rewarded!

7/8/19 Meal Plan Monday

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This week I’m super busy- appointments, deadlines, and events for the kids. So I’m planning meals that are quick and easy. Also, it’s going to get increasingly hot this week, so easy to do meals that don’t involve using the oven.  Today I’m baking bacon (my secret to crispy splatter-free bacon) for meals throughout the week, and cinnamon rolls for dinner tonight and breakfast tomorrow.

For those of you that are new to meal planning, I’ve got an easy 101 style post here with super easy tips and steps. After you get that down, here is info about batch or freezer cooking.

I’ve gotten a pretty good inventory of the pantry, freezer, and fridge done, so I’m able to plan meals and use up what we’ve got with little waste. If you are looking for kitchen inventory printable, I like the kitchen inventories here. They are great printables.

You may notice a lot of plant-based meals- We are not vegetarian, but I am trying to get more veggies into our diet. I do a lot of cooking from scratch- I find it easier to get veggies and fruit into recipes that I can have 100% control over.

I only post our dinner plans for the week, because our other meals are usually the same each day:

Breakfast: Coffee with heavy cream for me, and pancakes or something along those lines for the kids (they love the Kodiak Cakes Mix).  I also keep sandwich Ziploc bags of other frozen fruit on hand to make the kids smoothies when they request them (a few times per week). Berries, peaches, and mangos are pretty popular.

Lunches are leftovers, salads, or soups for me. The kids will be enjoying free lunches all over the county with free activities and playtime before or after lunch.

For dinner, when we’ve got busy days (like Mondays), I’ll try and put something in the crockpot (I am picking up my new crockpot this week) in the morning, or pull something I’ve already prepped out that can be quickly cooked.

  • Monday: Breakfast for dinner (fruit salad, cinnamon rolls, scrambled eggs, bacon)
  • Tuesday: Crockpot vegetarian chili (recipe coming up with week)
  • Wednesday:  Pesto Chicken bake (but I’m making it in the crockpot- recipe coming up this week)
  • Thursday: Ramen night (I found a big package of this ramen in the back of the cupboard)
  • Friday:  Date Night
  • Saturday: Homemade Pizza Night (I’ll be making the dough earlier in the week and freezing it, so there is less work on Saturday)
  • Sunday: Leftover Night

Talk Back: What are you planning to cook this week?

My Monthly Savings to do list, updated for 2019!

file000901554050I wrote about this topic 4 years ago, and my… how the savings game has changed. In addition to sharing how I save and earn money each month, I’ve included some other tips at the bottom of the post.

I still do a lot of the same things:

Weekly: Print coupons & Check Savings Apps. I print coupons from Coupons.comSmartSourceRedPlum, and check apps and add items that appeal before I hit the grocery store each week. Here is a list of the apps I use.

 

1st and 15th: Mail out SBKC junk mail envelopes. I process our mail when it all comes in and I put the junk mail in the envelopes as it comes in.

Daily: I spend a little time each day (usually while I drink my coffee in the morning working my points programs. This includes  Mypoints (I save all of my Mypoints emails and do them all at once, one time a day). I also check my Field Agent App to see if there are any quick tasks I can do to earn some extra money that day.

As I am notified via emailPaid View Point (some of the surveys are time sensitive- those usually pay extra!), PineCone Research (surveys must be completed 3-6 days upon receiving the email).

Last day of the month: Clean out coupon wallet and removed expiring/expired coupons.

As needed/codes become available: I use the Swagbucks tool bar to do most of my internet searches, so I earn Swagbucks points intermittently with that too. I also order free samples when I see them available online. I’ll be posting about what I do with all the samples coming up.

I try to do as much shopping online with discounts as I can.  That means I check with  Mypoints and Topcashback  to see who is giving the better points/cash back, and I shop online a lot (especially in the summer when I’ve got both kids at home- it’s easier on the budget).

 

Other ways you can save money: 

 

How do you keep track of all of your programs to save money?

 

10 Tips to Stay on Budget for Groceries

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I frequently get skeptical looks, the side eye, or people thinking I’m starving my kids when I tell them that our grocery budget is $80/week.

It takes a lot of work, but it is doable. I cook a lot from scratch- it’s healthy, cheap, and I can control what goes into each dish (hidden veggies, fruit, less sugar, etc.). I can make a cheese pizza at home for less than $4, and that is enough pizza for the kids for two meals!

Here are a few of our family tactics to stay on budget:

  1. CASH! Go to the bank/ATM and get your grocery money out of the bank every week. This is a great way to start. I get $80 out of the ATM each Saturday for the upcoming weeks’ groceries.
  2. Inventory your Fridge, Freezer, and Pantry. Bonus- You’ll also find stuff that needs to be thrown out or donated. If you are looking for kitchen inventory printables, I like the kitchen inventories here. They are great printables.
  3. Menu Plan. Start by using what you’ve got on-hand. Eat food that’s on sale or in season. We eat a lot of strawberries in the summer because they are cheap!
  4. Make a grocery list. Stick to the list Don’t be afraid to substitute brands, or make changes based on what is on sale, or any in-store markdowns you find.
  5. Don’t be afraid to go to more than one store. I’m not saying run all over town, but going to two stores is OK. In our area, there are a 99 Cents Only store and a Grocery Outlet in the same shopping Center. I hit up both each week. Then, on the way home, I stop at Food4Less and buy milk (cheapest in town!), eggs, and bread (if 99 Cents Only doesn’t have the high protein bread we like).
  6. Eat Less Meat. Not only does it save money, but it’s better for the environment.
  7. Take advantage of local resources. There are a few food co-ops in our area. Additionally, there are free produce distributions too. A couple of my friends and I split a co-op lot twice a month. It comes out to less than $20 per person, and we get all kinds of cool stuff. A quick google search can help you find both in your area.  In the summer, we take advantage of Kid’s free lunches too.
  8. Coupon and/or use money-saving apps.  My complete list of apps can be found here. Right now my favorite apps are Fetch Rewards and Ibotta.  I love that I can use Fetch at any store. It helps because I shop a lot of Grocery Outlet and 99 Cents Only.
  9. Speaking of which… Don’t forget to check out stores like 99 Cents Only. There are all kinds of great bargains. Here is my list of 10 Great Buys at 99 Cents Only!
  10. Be Flexible. Some weeks you will go over budget. It happens. Sometimes you need to stock up on staples, or your family wants to eat something that isn’t on sale. Sometimes you really want to order a pizza and wings. That’s OK! Frugality is a journey, it’s not a punishment or a life of austerity and suffering. You can still live a fun, full life while being frugal.

Talk Back: Share a few of your families tips for staying on budget?

Freebie Friday!

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This week, there are a bunch of cool freebies and deals. I’m digging all of the free Magazine subscriptions!

Samples:

Magazine Subscriptions:

In-store Events/Freebies:

Deals:

 

Mid-Year Hustle Update

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It’s June- The middle of the year, time to review how much I’ve made on my side hustles so far this year. To be fair, I did just complete a semester of college, so it’s probably not as much as I could have been making.

I’ve only included the hustles I’ve made money with in 2019. A complete list of all my money making hustles can be found here.

Radial Insight So far in 2019, I’ve earned a little over $25 in Amazon GC (which is my preferred method of payment, besides cold, hard cash)

PaidViewPoint– $33 via Paypal, plus I’ve done 2 studies where they send me a product to try out and fill out a survey about.

Field Agent $120.30 (via EFT) to date! This is one of my favorites. You choose the tasks you wish to do, and you can do as many as you are able to complete.

SBKC $50 via online Visa GC. I’ve been doing this for one for about 9 or so years. It’s dead simple.

Focus Groups $300 I’ve only done two this year, but I’m scheduled for one next Friday that pay $200!

Amazon’s Mechanical Turk  I really need to do more of these tasks- $10 in Amazon GC total.

Mypoints  $75 in various gift cards and Paypal payouts. I do 99% of my online shopping through Mypoints.

Misc. surveys $340. Here are a few of the survey companies I use: InBox Dollars, Reward Survey, Survey JunkieVIP Voice.

Swagbucks– $10 Amazon GC I don’t use Swagbucks as much as I used to. They have tons of surveys to do to earn points.

And from my list of Money Saving Apps:

So, my total for the year to date is: $1073.30. I use this money to pay for activities with the kids, special treats, and date nights.

Talk Back: I’d love to hear about your side hustles!