My Monthly Savings to do list, updated for 2019!

file000901554050I wrote about this topic 4 years ago, and my… how the savings game has changed. In addition to sharing how I save and earn money each month, I’ve included some other tips at the bottom of the post.

I still do a lot of the same things:

Weekly: Print coupons & Check Savings Apps. I print coupons from Coupons.comSmartSourceRedPlum, and check apps and add items that appeal before I hit the grocery store each week. Here is a list of the apps I use.

 

1st and 15th: Mail out SBKC junk mail envelopes. I process our mail when it all comes in and I put the junk mail in the envelopes as it comes in.

Daily: I spend a little time each day (usually while I drink my coffee in the morning working my points programs. This includes  Mypoints (I save all of my Mypoints emails and do them all at once, one time a day). I also check my Field Agent App to see if there are any quick tasks I can do to earn some extra money that day.

As I am notified via emailPaid View Point (some of the surveys are time sensitive- those usually pay extra!), PineCone Research (surveys must be completed 3-6 days upon receiving the email).

Last day of the month: Clean out coupon wallet and removed expiring/expired coupons.

As needed/codes become available: I use the Swagbucks tool bar to do most of my internet searches, so I earn Swagbucks points intermittently with that too. I also order free samples when I see them available online. I’ll be posting about what I do with all the samples coming up.

I try to do as much shopping online with discounts as I can.  That means I check with  Mypoints and Topcashback  to see who is giving the better points/cash back, and I shop online a lot (especially in the summer when I’ve got both kids at home- it’s easier on the budget).

 

Other ways you can save money: 

 

How do you keep track of all of your programs to save money?

 

Mid-Year Hustle Update

file000520067405.jpg

It’s June- The middle of the year, time to review how much I’ve made on my side hustles so far this year. To be fair, I did just complete a semester of college, so it’s probably not as much as I could have been making.

I’ve only included the hustles I’ve made money with in 2019. A complete list of all my money making hustles can be found here.

Radial Insight So far in 2019, I’ve earned a little over $25 in Amazon GC (which is my preferred method of payment, besides cold, hard cash)

PaidViewPoint– $33 via Paypal, plus I’ve done 2 studies where they send me a product to try out and fill out a survey about.

Field Agent $120.30 (via EFT) to date! This is one of my favorites. You choose the tasks you wish to do, and you can do as many as you are able to complete.

SBKC $50 via online Visa GC. I’ve been doing this for one for about 9 or so years. It’s dead simple.

Focus Groups $300 I’ve only done two this year, but I’m scheduled for one next Friday that pay $200!

Amazon’s Mechanical Turk  I really need to do more of these tasks- $10 in Amazon GC total.

Mypoints  $75 in various gift cards and Paypal payouts. I do 99% of my online shopping through Mypoints.

Misc. surveys $340. Here are a few of the survey companies I use: InBox Dollars, Reward Survey, Survey JunkieVIP Voice.

Swagbucks– $10 Amazon GC I don’t use Swagbucks as much as I used to. They have tons of surveys to do to earn points.

And from my list of Money Saving Apps:

So, my total for the year to date is: $1073.30. I use this money to pay for activities with the kids, special treats, and date nights.

Talk Back: I’d love to hear about your side hustles!

6 Tips for Combating the Mid-Year Frugal Slide

8517c9bb93cc1354d4320f323cf0afa6.jpg

It’s July, and for most of us, Our New Years Resolutions are a thing of the past. Mr. and I were talking today about ways we could reign in our budget. We’re not making it rain by any means, but… we could make a few changes. Here are my top ten tips, and trust me, I’ve already started incorporating some of these. I’ll have all of them back in the works by weeks’ end.

  1. Back to meal planning and sticking to it. No more trips to Denny’s when I am feeling lazy in the morning, or Mondays after group therapy.  That means I’ll be back to meal planning posts and new recipes too. And I’ll have several “back up dinners” on-hand in case the day gets away from me, or it’s too hot to cook the original meal. I took advantage of the sale on chicken breasts at Smart & Final the other day, and picked up 10 lbs. I came home and cut up the whole half breasts into more manageable sizes, and marinated some of it with different spices and put it in ziploc bags in the freezer. 10 lbs of chicken should get us 5 dinners, plus leftovers from each meal.
  2. Back to maintaining a robust snack bag in the car, refilling it daily, and remembering our water bottles when we leave the house. I fill our water bottles (we have these for the kids and these for the adults- in 40 oz) with water and ice before we leave in the AM and refill them as needed throughout the day in various places.
  3. In conjunction with #2, start taking surveys on receipts for deep discounts and free stuff again. I am Sonic’s text list, so when they have a daily deal that I have change in my car for, the kids and I stop for .50 ice cream cones, 1/2 price drinks (cherry limeade!). Frequently when you check out, there is a survey on the bottom of the receipt that will score you an XL (Route 44) size beverage for free! I really need to get back into stretching the buck.
  4. Check all my apps before I go shopping. I’ve been bad about this over the past few months. I’m sure I’ve missed out on Ibotta deals, Checkout 51 offers, and Cash Dash promos. No More! I’m back, baby!!
  5. Allowance. Yup, just like a teenager, I’m putting myself on an allowance, and Mr. is going to as well. I’m sticking to $40 in the summer, and $25 once we are back to school. This will just be for “fun money”. I still shop around for gas to stay within budget for gas each week. Costco is usually the cheapest.
  6. Keeping eyes open for cheap entertainment. Big Dude is in ESY (summer school) for the next few weeks, so a lot of the traditional summer things that are fun and cheap we haven’t been able to do (like Regal Summer Movies). We’ve mostly been doing fun stuff at the library, which is free, but I think we need to look beyond that. It’s starting to get too hot for park play dates!

I’d love to hear from you about how you combat the frugal slide. What do you do when you feel yourself slipping off your track?

Ibotta: April is Referral Cash Match Month!!

Screen Shot 2018-04-05 at 7.58.15 AM.png

Ya’ll know I love a good Cash Back app, and Ibotta is pretty high on my list. In fact, prior to writing this post, I cashed out for $32.58. I had to share this latest promotion!

Screen Shot 2018-04-05 at 7.59.23 AM.pngApril is Referral Cash Match Month!
During April, get $5 for every friend who signs up with your code and redeems an offer AND we’ll match their cash back for you — whatever they earn this month, you’ll earn too! Sounds pretty sweet.

If you aren’t sure about all this Cash Back App stuff, check out my post here. But here is just an example of how you can earn money for stuff you usually buy:

Screen Shot 2018-04-05 at 8.01.45 AM.png

And this offer is available at over 50 stores (including Costco). There are also offers for fresh fruits and veggies, fresh meat, breads, shelf stable food, canned goods, frozen food. There are 75+ offers on the Ibotta App at any time.

 

Disclaimer: This post contains my referral link, and if you sign up and complete the offer, I’ll get the deal too. I use the money I earn from referrals on the blog to pay for hosting fees and giveaways- And also my weekly trip to Starbucks. You can check out my Disclosure for all of the deets.