California Climate Credit- It’s Back for August and September!

What is the California Climate Credit? This August* your utility bill will include an electric credit identified as the “California Climate Credit.” Your household and millions of others throughout the state will receive this credit on your utility bills.

In the past years, the electric credit was applied in April and October, and the gas credit was applied in April. For 2020 and 2021, the California Public Utilities Commission authorized SDG&E to temporarily shift the electric credit to be applied in August and September.

If you have any of the following utilities: PG&E, SDG&E, SCE Pacific Power, and Liberty Utilities, your August and September bills will have a credit.

Changing the distribution months will not change the total value of the climate credits you receive in a year. The shift will provide bill relief for customers – during the typically hottest months of the year – and reduce bill volatility.

The gas credit will continue to be applied in April. In 2022, the climate credit will be distributed back to its original timing of April and October unless the Commission directs otherwise. The California Climate Credit is part of California’s efforts to fight climate change. This credit is from a state program that requires power plants, natural gas providers, and other large industries that emit greenhouse gases, to buy carbon pollution permits.

The credit on your bill is your share of the payments from the State’s program. The Climate Credit is one of many programs resulting from landmark legislation called the Global Warming Solutions Act of 2006.

The California Climate Credit is one way Californians are working towards a zero-carbon state. Find other ideas for energy and money-saving upgrades for your home while reducing your carbon footprint at energyupgradeca.org/the-movement.

And if you are looking for more ways to save energy and money, check out Ohm Connect! We’ve been using Ohm Connect for 5+ years and we’ve saved thousands of dollars on our power bill, and earned thousands of dollars in gift cards and cash via paypal!

I cashed out some of our points for a $25 Amazon Gift card last week, and we almost have enough for another $25 Amazon Gift Card!

Earn $100 in Gift Cards from Bitmo Perks!

Wow. this is a great deal, and pretty easy! I’ve written about Bitmo before, and while I don’t use it as much as other cashback/money-saving apps, I still feel like it’s a good app. One thing I love is that there isn’t much you need to do besides signing up, link your bank card/credit card and start shopping. You can use other cashback apps at the same time too. I frequently double dip with Dosh, Drop, and/or Ibotta with Bitmo.

I am all about double-dipping to save money and score deals!

Speaking of deals, Right now Bitmo is offering bonus points when you refer new friends. 20,000 bonus points (that’s a $20 gift card) for everyone that joins, connects a card, and does a transaction within 14 days of sign up.

You can repeat this offer 5 times. That’s $100 in gift cards in your pocket.

Oh, and your friends get a little something for signing up too!

April is Financial Literacy Month! Budgeting and Savings Tips

Today I learned that April is Financial Literacy Month. Which is just in time for tax day (which has been extended this year, but it traditionally April 15th).

One of my favorite topics for this blog is how to save money. So I thought I’d put together a post with links to some of my best ways to save money and throw out some tips and tricks that work for me.

Last year I wrote a three-part series about making a practical budget that a family can adhere to and how to get some extra help if you need it. This was written during the pandemic, so there is a lot of information and resources especially for those feeling the financial panic that many felt during the height of the pandemic last year.

If you already have a budget or feel that your spending is out of control and you aren’t to the point yet where you feel that you need a budget, I did a series of posts in late 2019 about how to reign in the out-of-control spending.

  • Part One- Start in the Kitchen
  • Part Two- Entertainment Some of these tips may not be applicable right now, as so many public places are still closed or have limited services (Like gyms and libraries).
  • Part Three- Shopping Around to Save. Internet, cell phones, health insurance (and that’s just three examples), a lot of times you can save money with a few clicks or a phone call.

Keeping an eye on your Credit Score is another great way to be financially literate. I wrote this morning about Credit Sesame, which I personally have used for at least 9 years.

And finally, if you feel like you need a little more help than the posts above to get a handle on your finances, check out Simplifi by Quicken. To celebrate Financial Literacy Month, Simplifi is offering a 30-day FREE Trial of Simplifi by Quicken.

  • Simplifi by Quicken was named the Best Budgeting App & Tool by the New York Times’ Wirecutter!
  • The app helps you stay on top of your money in less than 5 minutes per week.
  • After your free 30-day trial save 38% off the regular price. That’s $29.99 billed annually for the first year. For the cost of one lunch date, you can have a year of budgeting at your fingertips.

Talkback: What are your tips and tricks to saving money and staying on budget?

So Cal Utility Customers: Expect a credit on your April bill!

The Climate Credit that we’ve all grown accustomed to seeing on our April and October bills has been moved to August and September when most Californians have higher utility bills due to the weather.

However, the PUC (Public Utilities Commission) is giving every California ratepayer a credit of $17.86 on the GAS portion of their utility bill this month.

In August and September, there will be a credit each month of $34.60 on the Electricity portion of each ratepayer utility bill.

Changing the distribution months will not change the total value of the climate credits you receive in a year. The shift will provide bill relief for customers and reduce bill volatility.

Visit my post here to learn about ways to lower your energy usage, and learn more about money-saving programs SDG&E has that your family may qualify for.

And if you want to save energy and earn money, check out my post about Ohm Connect.

Organic/Healthy Savings with the Makeena App!

logo-small.pngIt’s no surprise to long-time readers of my blog or followers on Social Media that I like a good deal. You probably do too.

I also know that like me, most of you have endeavored to eat healthier over the past few years, and it can be hard to eat healthy on a budget. Most of us have turned to rebate/money-saving apps since the paper couponing industry have effectively written healthy eaters off.

I’m always on the lookout for ways to feed my family healthy food and save money. Makeena is a newer app (owned by the same company that does Common Kindness– Which is an AWESOME printable coupon website that helps give back to the charity of your choice) that features rebates for healthy food, organic food, natural toiletries, and more sustainably produced products.

Makeena can be used at ANY STORE! For use Grocery Outlet shoppers, this means that we’ll be able to save more- I practically live in their NOSH section.

Here are some screenshots I grabbed with some of the products that I’ve seen or purchased recently at Grocery Outlet:

 

 

And at the time that this post was written, there were rebates for what I call “Brandless” or “Any Brand” rebates:

  • Any Organic Vitamin K
  • Any Organic Whey Powder
  • Organic Fennel (fresh)
  • Organic or Naturally Derived All-Purpose Cleaner
  • Organic Sunscreen
  • Organic Serrano Peppers
  • Organic Baking Soda
  • Biodegradable or Organic Paper Towels
  • Organic Cantaloupe
  • Organic Mushrooms

And as far as I know, you can also use coupons when you purchase items redeemed for rebates in the app, and there may be the possibility to double dip with other apps like Checkout 51, Ibotta, Fetch Rewards, or BerryCart.

So, Cheers, here’s to another avenue of saving in 2020!

Talk Back: Have you downloaded Makeena yet? Are you excited for an app that has healthy/organic/natural products?

Fetch Rewards: Get a FREE reward for every 2 friends you refer! (11/15/19-11/17/19)

If you haven’t checked out Fetch Rewards yet, now is the time to do it!

fetch.jpg

2,000 points for Friend #1 + 2,000 points for Friend #2+ 3,000 BONUS points= 7,000 points for every 2 friends!

 

Plus, there’s no limit on the number of FREE rewards you can earn.

The promotion has already started and is valid  through 11:59 PM PT on 11/17/2019

I’m stoked! Fetch Rewards is pretty awesome- I’ve earned about $50 this year (so far). I cash out for Amazon Gift Cards and add them to my Amazon account to pay for gifts throughout the year.

If you haven’t signed up yet, download the app in the app store/where ever you get apps, and use my code ND2TB when you sign up. You’ll score extra points when you sign up and scan your first receipt.

If you use my code, I’ll get points too. Win/Win, right? Honestly, my disclosure statement is here. I’m here to help ya’ll save money, not make a million dollars!

This is a great way to save up giftcards for holiday shopping or to defray other costs (They also have CVS and Target GC’s available).

 

If you want to learn more about Fetch, check out my posts here and here.

California Climate Credit- Savings on Your October Utility Bill!

Screen Shot 2019-10-10 at 10.10.07 PM.pngWOO HOO!! It’s back! The second California Climate Credit  is back for it’s second installment of the year!

And if you have any of the following utilities: PG&E, SDG&E, SCE Pacific Power and Liberty Utilities, your October bill will have a credit.

The California Climate Credit. From the CPUC website:

“Twice a year, millions of California residents receive a credit on their utility bill identified as the “California Climate Credit.”  The California Climate Credit is part of California’s efforts to fight climate change.  This credit is from a state program that requires power plants, natural gas distributors and other large industries that emit greenhouse gases to buy carbon pollution permits.  The credit represents residential utility ratepayers’ share of the payments from the State’s program.  The credit program was created by the CPUC, which also oversees the program’s implementation.

Currently, all residential and eligible small business electricity customers of PG&E, SDG&E, SCE Pacific Power and Liberty Utilities receive the credit, as do all Community Choice Aggregator (CCA) customers.  In addition, natural gas residential customers of PG&E, SoCalGas, Southwest Gas, and SDG&E also receive the credit.  Customers don’t need to do anything to receive the credit – it is automatically applied to their bills.  The credit amounts vary among utilities, CCAs and from year to year.

If you’re not sure whether you’re receiving the Climate Credit, the first thing to do is contact your utility or CCA, the same as you would do with any billing questions.  That’s because although the CPUC oversees the credit and can help with any remaining questions you have, your utility or CCA is best positioned to access your individual records and answer questions about individual accounts.”

In addition to this credit, we also use the TIME OF USE billing to our advantage. Here is an article I wrote about last summer with some tips about how to save on your utility bill. Time of Use billing isn’t for everyone, but we use it as I am able to do the bulk of our energy using chores during off-peak hours, such as dishes and laundry.

And one thing that I find super helpful- We signed up for Ohm Connect a few years ago and it texts and/or emails you when you should conserve more power due to the demand on the power grid. It’s a win-win situation: You save money on your power bill, and you earn points from Ohm Connect that you can cash out for Paypal, Amazon or Target Gift Cards, OhmConnect store credit (to buy energy-efficient thermostats, smart plugs, etc.) You can learn more about OhmConnect here. When you sign up here and link your utility account, you’ll earn $10 in rewards! We’ve earned over $50 in 2019 so far!

 

**Disclaimer: This post contains affiliate links. I may earn a small commission if you click on links or make purchases. However, I only post about stuff that I like and use for my family.

October: New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite websites is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

Here are a few of my favorite new coupons:


Save $0.75 When you buy any ONE (1) Horizon Organic Single Serve Milk 6pk or 12pk

Save $1.00 on TWO (2) Celestial Seasonings® boxes (excludes K-Cups)

Save $2.00 on any TWO (2) BOOST® Nutritional Drink or Drink Mix

Save $0.55 on any ONE (1) Hillshire Farm® Lit’l Smokies® Product

Save $15.00 on any ONE (1) FoodSaver® Vacuum Sealing System ($89 or more)

Save $1.00 off any ONE (1) package of Angel Soft® Toilet Paper, 12 Roll or Larger OR 6 Mega Roll or Larger (Available at Walmart)

September is Hunger Action Month- San Diego Community Food Share is here to help!

Did you know that September is Hunger Action Month?

Recently I wrote about Porchlight Community Services. This month, they are offering a $5.00 discount on their weekly food share when you mention that you saw this article on my website!

The prices are very reasonable:

Seniors / Individual- $15
Family (Small)- $25
Family (6+)-$35

On average, you will go home with over $100 worth of food each week. And if you have food allergies or a special diet, just let them know and they will be happy to accommodate you as best they can!

In case you were curious, here is a sneak peek of just a few of the types of items they frequently have:

69026752_1484165951723631_2733883714835578880_n.jpg

Cow’s milk, non-dairy milk, eggs, cheese, yogurt, lunch meats, juice, lemonade- WOW! And that is just a small sample, there are fruits, veggies, frozen food, shelf-stable/pantry items, baked goods… You Name It!

To get started, join their Facebook group here.

 

NYC Area Moms- Baby Gear Reviewer Wanted!

6090545966e887cfc273716d4465813b.jpg

I received this in my email this morning and I thought I’d share! Please pass along to any moms you may know in the area!

unnamed.jpg

No Experience Necessary- You Just Have to Be a Mom!

Are you the next Baby Gear Reviewer for Toys, Tots, Pets, & More?

  • Do you (or someone you know) live in the New York City metropolitan area?
  • Are you looking to make some extra $$?
  • Would you like some free baby gear?
  • Be available for 2-5 reviews a week?

If you answered YES to all of the above then send an email to BrilliantMinds@BrilliantPRM.com and include 2-3 recent photos of yourself and if you have any videos of you reviewing/talking about products we would love to see those as well!

Want more info? Check out the video review below or check out even more reviews at TTPM.com. While you’re there join their website so you can be in the know about all the hottest products!

Applicants must live in the greater NYC area as filming is in the city. Each Review takes approximately 1 hour. Weekly quantity of reviews typically done at the same time.