New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite websites is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

Is Part of Your 2019 New Years Resolution to Save Money?

file7251237401168.jpgDoesn’t everyone want to save money?

There is no better time to start than January 1st- New Year, New Start!

If you want to start the year off with a frugal mind, check out my posts below. I wrote most of them a few years ago, but all the advice/tips/tricks are still applicable.

Here are the top ten resolutions, and tips on how to make them all happen!

Resolution: #1 Make More Money!
Resolution #2: I want to save money!
Resolution #3- Live a richer, fuller life (without spending more money)
Resolution #4- Spend More Time with your Family (without breaking the bank)!
Resolution #5 & #6 Exercise & Lose Weight
Resolution #7: Get Organized
Resolution #8: Learn Something New
Resolution #9: Quit Smoking
Resolution #10: Reduce, Reuse, Recycle

If you feel like you are too busy to “deal with” coupons:

6 Tips to Save Money WITHOUT Clipping Coupons!
How to save money without coupons: Part One- Meat!
How to save money without coupons: Part Two- Produce!
Simple Steps to Save at Target

I hope these tips and articles help!

 

Talk Back: How do you plan to save money in the new year?

6 Tips for Combating the Mid-Year Frugal Slide

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It’s July, and for most of us, Our New Years Resolutions are a thing of the past. Mr. and I were talking today about ways we could reign in our budget. We’re not making it rain by any means, but… we could make a few changes. Here are my top ten tips, and trust me, I’ve already started incorporating some of these. I’ll have all of them back in the works by weeks’ end.

  1. Back to meal planning and sticking to it. No more trips to Denny’s when I am feeling lazy in the morning, or Mondays after group therapy.  That means I’ll be back to meal planning posts and new recipes too. And I’ll have several “back up dinners” on-hand in case the day gets away from me, or it’s too hot to cook the original meal. I took advantage of the sale on chicken breasts at Smart & Final the other day, and picked up 10 lbs. I came home and cut up the whole half breasts into more manageable sizes, and marinated some of it with different spices and put it in ziploc bags in the freezer. 10 lbs of chicken should get us 5 dinners, plus leftovers from each meal.
  2. Back to maintaining a robust snack bag in the car, refilling it daily, and remembering our water bottles when we leave the house. I fill our water bottles (we have these for the kids and these for the adults- in 40 oz) with water and ice before we leave in the AM and refill them as needed throughout the day in various places.
  3. In conjunction with #2, start taking surveys on receipts for deep discounts and free stuff again. I am Sonic’s text list, so when they have a daily deal that I have change in my car for, the kids and I stop for .50 ice cream cones, 1/2 price drinks (cherry limeade!). Frequently when you check out, there is a survey on the bottom of the receipt that will score you an XL (Route 44) size beverage for free! I really need to get back into stretching the buck.
  4. Check all my apps before I go shopping. I’ve been bad about this over the past few months. I’m sure I’ve missed out on Ibotta deals, Checkout 51 offers, and Cash Dash promos. No More! I’m back, baby!!
  5. Allowance. Yup, just like a teenager, I’m putting myself on an allowance, and Mr. is going to as well. I’m sticking to $40 in the summer, and $25 once we are back to school. This will just be for “fun money”. I still shop around for gas to stay within budget for gas each week. Costco is usually the cheapest.
  6. Keeping eyes open for cheap entertainment. Big Dude is in ESY (summer school) for the next few weeks, so a lot of the traditional summer things that are fun and cheap we haven’t been able to do (like Regal Summer Movies). We’ve mostly been doing fun stuff at the library, which is free, but I think we need to look beyond that. It’s starting to get too hot for park play dates!

I’d love to hear from you about how you combat the frugal slide. What do you do when you feel yourself slipping off your track?

Why I love….

purple crocusThis year, I wanted to add  a few new weekly posts in. I already have Meal Plan Monday, and I try and post freebies on Fridays.  This year, I’ll be adding in Why I Love… on Tuesdays. Each post will have a Talk Back question. I’d love to hear from you to help make my blog more about what you want to learn about and be a part of.

I’ll be sharing products, services, books, whatever I am into at the time. Starting off, I’ll be sharing my love of… The YMCA.

Screen Shot 2018-01-01 at 11.41.46 AM.pngWe joined our local YMCA two years ago when Bitty Bird was about 6 months old. What drew me to our local Y was all of the incredible options it held:

  • Child care for 2 hours a day while I exercised, took classes, swam, or just went and took a shower.  There is child watch for kids 5 and under, and kids club for bigger kids. Each area has toys, games, and books, as well as a staff that interacts and plays games with the kids. When the weather is nice, the bigger kids go outside to play field games. When it’s cold or wet outside (or crazy hot- come on, this is a desert), the kids get to go into the gymnasium and play games, do obstacle courses. Both kids love to go. I try to go at least 5 times a week.
  • Great fitness classes included in our membership fee.
  • A great pool with an area just for kids.
  • Our membership includes access to all of the YMCA locations in San Diego, and access to YMCA locations across the country if we go on vacation.
  • Guest passes to bring friends.
  • Free classes and events for kids and the family (Our local Y does a free movie night once a month or so).
  • Free local community days- Usually on holidays, our local Y offers the community free access. It’s a great way to bring friends and neighbors to see what the Y is all about.
  • Free guest passes- I can bring friends whenever I want!
  • Low cost personal training and speciality classes. They offer personal training, TRX, and other specialty classes for a low rate. It’s a great way to get a “boost” to my fitness goals and stay on budget. There are also classes for kids: Gymnastics, karate, tumbling, art-pretty much anything they could want!
  • Scholarships and discounts. If you have an EBT card, receive WIC, SSI, or other social services, or you are active duty or retired military, you can qualify for a scholarship (a discount on your monthly dues), or a military discount.

Screen Shot 2018-01-01 at 11.42.45 AM.pngRight now, most YMCA locations are offering deals for the new year.

Join the Y anytime in January and get up to $50 towards any program of your choice! From personal training & swim lessons to summer camps, at the YMCA, there is something for everyone!

For more information and details, contact your local YMCA.

And if you join a San Diego area YMCA, please give my name as a referral: Abby Hewes. I can earn discounts or a free month for referring new members (and once you are a member, you can too!).

I can’t wait to share more about what’s going on in our lives and what we are into.

Talk Back: If you are a member of the YMCA, what is your favorite part?

 

Is Part of Your New Years Resolution to Save Money?

file7251237401168.jpgDoesn’t everyone want to save money?

There is no better time to start than January 1st- New Year, New Start!

If you want to start the year off with a Frugal Mind, Check out my posts below. I wrote most of them a few years ago, but all the advice/tips/tricks are still applicable.

Here are the top ten resolutions, and tips on how to make them all happen!

Resolution: #1 Make More Money!
Resolution #2: I want to save money!
Resolution #3- Live a richer, fuller life (without spending more money)
Resolution #4- Spend More Time with your Family (without breaking the bank)!
Resolution #5 & #6 Exercise & Lose Weight
Resolution #7: Get Organized
Resolution #8: Learn Something New
Resolution #9: Quit Smoking
Resolution #10: Reduce, Reuse, Recycle

If you feel like you are too busy to “deal with” coupons:

6 Tips to Save Money WITHOUT Clipping Coupons!
How to save money without coupons: Part One- Meat!
How to save money without coupons: Part Two- Produce!
Simple Steps to Save at Target

I hope these tips and articles help!

Buy Nothing Week: Frugal Living put to the test!

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I love the Buy Nothing Movement, in fact, I’ve hinted and written about it in a few of my posts recently.

Part of their movement is to try a buy nothing week, in fact they have an entire Facebook Group dedicated to it.

I started it this week with mostly successes, but we’ll be doing it again next week and I’d encourage you all to do it too!

It’s easy. Taking into consideration all of your financial obligations (rent/mortgage, utilities, groceries, gas, etc.), be mindful to not spend any funds that you don’t HAVE TO. Skip the morning drive thru in favor of setting up the coffee maker before bed the night before and making yourself a quick to go brekkie before you hit the road.

Instead of cruising the aisles of Target to combat boredom, take a walk at a local park, or visit with friends.

There are so many small ways you can save money. But this challenge is more than saving money, it’s about being more self-reliant and helping others too.

  1. Clean out your closets (maybe one per day), and instead of throwing the unwanted items away, try posting them in your local Buy Nothing Group, or on another local group (like Nextdoor, Craigslist, or even a local facebook group like a mom’s group).
  2. If there is an item you need, seek it out on one of the free venues listed above. Earlier this week, I needed a new car booster seat to replace one that was damaged in my recent car accident. I asked on our local Buy Nothing Group, and a friend and neighbor offered me one that her daughter had outgrown. It had never been in an accident and was still in date! Score!
  3. Institute substitutions! Going to bake a cake, but you’ve run out of oil? Substitute applesauce, butter, canned pumpkin, or baby food (seriously)!  A quick Google search and a search of your pantry may lead you to a surprising switch. And who knows, it may be a new favorite!
  4. You may learn a new skill! I learned to sharpen my kitchen knives using the sharpener that came with the knife set, instead of taking my knife set to the sharpener (saved $50!). I watched the video on the knife company website, and read the manual.
  5. Barter or trade. You may be surprised! My mom trades her homemade jams and jellies for fruit, veggies, and eggs.

During our Buy Nothing week, I will still have to buy milk and bread, and maybe some fruit (depending on how much we go through), but I am committing to buy only what is on my list. I will also offer up unwanted stuff from our home to my neighbors. Books, clothes, kitchen gadgets, toys, games, even pantry goods.

But don’t think we’ll sit at home staring at each other, there are tons of fun, free things for us to do! Well, we’ve got some play dates near us planned for a few days during the week, and we always get out each day to the YMCA, or the lakes (also close by) for a walk, and to feed the ducks and play at the playground, and if it’s warm enough, we go in the pool at the YMCA (our HOA pool isn’t warm enough in the winter). We’re never want for activities to fill our days.

How can you participate? Pledge to have aBuy Nothing Week! Meal plan, pack your lunch, take your coffee from home. Find free/inexpensive activities to occupy your free time. Visit a park, go to the library. Take a week off from shopping. It’s a great way to spend more time connecting with family and friends.

I do this a few times a year. It really helps us take stock of what we have, both in the physical sense of what we have in our cupboards, but also how lucky we are to have the option to say, “This week we will not spend any money and our quality of life will not suffer.” I recommend that everyone have a spending freeze week or even a day and see how much money you’ll save.

I’ll be reporting our activities and money saved this week, and for those of you who will be having their own spending freeze (or even a modified one- try going a week without the coffee shop or drive-thru), I can’t wait to hear about your savings too!

Wanna Save Money in 2017?

8f235f4422591a09bd341f17958e172c.jpgOne of the most common New Years Resolutions is to to save money. And it’s a good one!

Last year I wrote a series with the top ten resolutions:

 

If you feel like you are too busy to “deal with” coupons:

I hope these tips and articles help!