I frequently get skeptical looks, the side eye, or people thinking I’m starving my kids when I tell them that our grocery budget is $80/week.
It takes a lot of work, but it is doable. I cook a lot from scratch- it’s healthy, cheap, and I can control what goes into each dish (hidden veggies, fruit, less sugar, etc.). I can make a cheese pizza at home for less than $4, and that is enough pizza for the kids for two meals!
Here are a few of our family tactics to stay on budget:
- CASH! Go to the bank/ATM and get your grocery money out of the bank every week. This is a great way to start. I get $80 out of the ATM each Saturday for the upcoming weeks’ groceries.
- Inventory your Fridge, Freezer, and Pantry. Bonus- You’ll also find stuff that needs to be thrown out or donated. If you are looking for kitchen inventory printables, I like the kitchen inventories here. They are great printables.
- Menu Plan. Start by using what you’ve got on-hand. Eat food that’s on sale or in season. We eat a lot of strawberries in the summer because they are cheap!
- Make a grocery list. Stick to the list Don’t be afraid to substitute brands, or make changes based on what is on sale, or any in-store markdowns you find.
- Don’t be afraid to go to more than one store. I’m not saying run all over town, but going to two stores is OK. In our area, there are a 99 Cents Only store and a Grocery Outlet in the same shopping Center. I hit up both each week. Then, on the way home, I stop at Food4Less and buy milk (cheapest in town!), eggs, and bread (if 99 Cents Only doesn’t have the high protein bread we like).
- Eat Less Meat. Not only does it save money, but it’s better for the environment.
- Take advantage of local resources. There are a few food co-ops in our area. Additionally, there are free produce distributions too. A couple of my friends and I split a co-op lot twice a month. It comes out to less than $20 per person, and we get all kinds of cool stuff. A quick google search can help you find both in your area. In the summer, we take advantage of Kid’s free lunches too.
- Coupon and/or use money-saving apps. My complete list of apps can be found here. Right now my favorite apps are Fetch Rewards and Ibotta. I love that I can use Fetch at any store. It helps because I shop a lot of Grocery Outlet and 99 Cents Only.
- Speaking of which… Don’t forget to check out stores like 99 Cents Only. There are all kinds of great bargains. Here is my list of 10 Great Buys at 99 Cents Only!
- Be Flexible. Some weeks you will go over budget. It happens. Sometimes you need to stock up on staples, or your family wants to eat something that isn’t on sale. Sometimes you really want to order a pizza and wings. That’s OK! Frugality is a journey, it’s not a punishment or a life of austerity and suffering. You can still live a fun, full life while being frugal.
Talk Back: Share a few of your families tips for staying on budget?