My Monthly Savings to do list, updated for 2019!

file000901554050I wrote about this topic 4 years ago, and my… how the savings game has changed. In addition to sharing how I save and earn money each month, I’ve included some other tips at the bottom of the post.

I still do a lot of the same things:

Weekly: Print coupons & Check Savings Apps. I print coupons from Coupons.comSmartSourceRedPlum, and check apps and add items that appeal before I hit the grocery store each week. Here is a list of the apps I use.

 

1st and 15th: Mail out SBKC junk mail envelopes. I process our mail when it all comes in and I put the junk mail in the envelopes as it comes in.

Daily: I spend a little time each day (usually while I drink my coffee in the morning working my points programs. This includes  Mypoints (I save all of my Mypoints emails and do them all at once, one time a day). I also check my Field Agent App to see if there are any quick tasks I can do to earn some extra money that day.

As I am notified via emailPaid View Point (some of the surveys are time sensitive- those usually pay extra!), PineCone Research (surveys must be completed 3-6 days upon receiving the email).

Last day of the month: Clean out coupon wallet and removed expiring/expired coupons.

As needed/codes become available: I use the Swagbucks tool bar to do most of my internet searches, so I earn Swagbucks points intermittently with that too. I also order free samples when I see them available online. I’ll be posting about what I do with all the samples coming up.

I try to do as much shopping online with discounts as I can.  That means I check with  Mypoints and Topcashback  to see who is giving the better points/cash back, and I shop online a lot (especially in the summer when I’ve got both kids at home- it’s easier on the budget).

 

Other ways you can save money: 

 

How do you keep track of all of your programs to save money?

 

Mid-Year Hustle Update

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It’s June- The middle of the year, time to review how much I’ve made on my side hustles so far this year. To be fair, I did just complete a semester of college, so it’s probably not as much as I could have been making.

I’ve only included the hustles I’ve made money with in 2019. A complete list of all my money making hustles can be found here.

Radial Insight So far in 2019, I’ve earned a little over $25 in Amazon GC (which is my preferred method of payment, besides cold, hard cash)

PaidViewPoint– $33 via Paypal, plus I’ve done 2 studies where they send me a product to try out and fill out a survey about.

Field Agent $120.30 (via EFT) to date! This is one of my favorites. You choose the tasks you wish to do, and you can do as many as you are able to complete.

SBKC $50 via online Visa GC. I’ve been doing this for one for about 9 or so years. It’s dead simple.

Focus Groups $300 I’ve only done two this year, but I’m scheduled for one next Friday that pay $200!

Amazon’s Mechanical Turk  I really need to do more of these tasks- $10 in Amazon GC total.

Mypoints  $75 in various gift cards and Paypal payouts. I do 99% of my online shopping through Mypoints.

Misc. surveys $340. Here are a few of the survey companies I use: InBox Dollars, Reward Survey, Survey JunkieVIP Voice.

Swagbucks– $10 Amazon GC I don’t use Swagbucks as much as I used to. They have tons of surveys to do to earn points.

And from my list of Money Saving Apps:

So, my total for the year to date is: $1073.30. I use this money to pay for activities with the kids, special treats, and date nights.

Talk Back: I’d love to hear about your side hustles!

My Side Hustles Totals for 2018!

 

0719afa6a9b8772ba8e90f6bc40637fa.jpgI’ve been tallying up how much I made in 2018 on my side hustles, and I thought that I’d share. I don’t work on all of these every day. Sometimes, there are tons of hustles to do, and sometimes (like in the summer), there aren’t too many opportunities. Part of side hustles is rolling with the punches. When there aren’t any side hustles to earn money, the name of the game becomes all about saving money.

My complete list of side hustles is here. And the list of apps I use is here.

Let’s start with Smartphone apps, since they are pretty passive income for me. I’m not as much into them as a lot of other savers. The truth is, I don’t shop at most mainstream grocery stores, so apps like Savingstar and Ibotta aren’t very useful. And we don’t eat a lot of pre-packaged stuff any more.

Survey Companies:

Cashback Shopping apps:

  • Mypoints: $125 (It was my primary online shopping cashback site for the year)
  • Topcashback$25

Misc. (apps, sites, programs that don’t really fit in any other category)

Total: $3013 Not bad for someone who always has a three year old in tow!

I’m always on the look out for new hustles and opportunities to make extra money.

Talk Back- I’d love to hear about any side hustles or ways you make money on the side!

 

Ditch Your Junk Mail & Earn a $20 Visa Gift Card!

One of the ways that I earn extra spending/Christmas money is I participate in SBKC’s junk mail program. It’s easy and takes no time and almost zero effort.

The Small Business Knowledge Center (SBKC) studies marketing techniques and practices.  They securely dispose of your junk mail after they are done with it- no need to worry!

SBKC mails you postage paid envelopes, you stuff your junk mail into it and drop it into the mail.
pngYou will receive points for your junk mail, and once you receive 2000 points, you will receive a $20 pre-paid Visa GiftCard!  I am really excited about this because I can save these for holiday shopping, or spend on a fun date or an afternoon out with Lil’ Man!

You can also forward emails to SBKC as well.  They occasionally have special projects where they are looking for special items like welcome packets for credit cards, Explanation of Benefits from your health insurance carrier, or loan information that you can obtain by walking into your bank or credit union.  Special projects offer additional/bonus points or gift cards .

I’ve done SBKC for 5 years and I consistently earn 5 or 6 gift cards per year!  That’s free money that I didn’t have to work for.  Just forward some emails before I hit “delete” and toss my junk mail into an envelope as it comes into the house and mail an envelope once a week.

They email you once a month to update you on the amount of points you have and with any special projects they have going on. A few times a year they look for special types of mail, open enrollment solicitations, IRA or other investment/retirement info. When they want those materials, they’ll email you and let you know- usually there is a bounty of extra points available too!

Unlike many other programs, you can sign everyone in your home who is over the age of 18!

If you are interested in signing up, here is the link. In the box next to: How did you here about the SBKC Consumer Panel? Please type my name: Abby Hewes. I get points for referrals, and once you sign up and refer your friends, you will too!