5 Ways to Maximize Your Routine!

991d001cb11fbb9af4e45d3b104865ea.jpgParents know that kids need a routine- It gives them stability and a sense of security. But, adults need a routine too. Working from home, routine is absolutely needed to keep me productive. I was talking to a lady at the gym today after yoga. She said it must be nice to work from home- all the free time! But really, today was my busiest day this week. After the gym, we had errands, then home to start dinner, school pick up, and prep for tomorrows tie-dye session while Bitty is at preschool.

Here are my 5 Tips for Maximizing your Routine:

Update your calendar: I sit down on Saturday night and go over my calendar for the next week. I take my paper calendars (Yes, I have one next to my bathroom vanity, and one on my desk), and make sure they match with the calendar on my phone. That way I’m not dependant on my phone all the time and everyone in the house can be on the same page.

Take Notes: I keep a spiral-bound notebook and pens in my purse at all times. I make notes about all kinds of stuff: Ideas for blog posts, appointments (Which I later put into my phone), shopping lists, etc. I sometimes use my phones note feature for this too, but there is something about putting pen to paper and writing.

Lay it out: Before bed, I lay out my clothes and the kids clothes for the next day. I also grind the coffee and set up the coffee maker. I put the kid’s lunch bags out of their backpacks and set them on the kitchen counter. It makes the next morning so much easier.

Look Ahead: Before you go to bed, take a look at your next day.  What kinds of activities do you have? Work, school, gym, meetings? I feel more at ease knowing what is on deck for the next day.

Give yourself Grace: You are only human. If you can’t get everything done in one day, it’s cool. Tomorrow is another day (literally). There are so few things in this world that positively need to be done on a specific day (bills and doctor’s appointments are a few things that come to mind). Push your tasks forward to the next day, and make a conscious decision to work on those items or tasks the next day as priority items.  No one is perfect (or insta-perfect).

 

Talk Back: How do you get the most out of your daily routine?

Earn Fetch Points on special offers!

Screen Shot 2019-06-12 at 8.13.22 AM.pngHave you checked out Fetch Rewards yet? If not, you can check out all of the deets here.

 

Right now, Fetch has some really awesome (read useful) products that are offering increased point rewards.

If you haven’t downloaded the Fetch App yet, use my code ND2TB when you sign up and you’ll score 1500 points after you scan in your first receipt with Fetch Rewards. That’s halfway to your first $3 Amazon Gift Card (or whatever $3 Gift Card you choose). You can find Fetch Rewards in your app store.

So far in 2019, I’ve cashed out $30 in Amazon GC with Fetch Rewards!

If you use my code, I’ll get some points when you do. Win/Win, right? Honestly, my disclosure statement is here. I’m here to help ya’ll save money, not make a million dollars!

Why I Love…. My Smartphone

purple crocus

I am not what is referred to as an early adopter of technology. I held onto my flip phone until about 2 1/2 years ago. Seriously. My Flip Phone didn’t even have a camera.

Now that I have  smartphone, I don’t know what the hell was wrong with me. My phone does everything! My purse is a lot lighter now that I no longer carry a planner, memo pad, and a few dozen pens with me. I also carry a lot fewer coupons too.

That is mostly because of all of the amazing apps out there. Check it out:

This is just the first page of the Money Saving screens. I have one other that’s mostly grocery store apps (Ralphs, Food4Less,), and also apps like Shopkick.

What I love is that a lot of these apps can be used together, and with paper coupons in some cases.

I recently posted about Dosh. I love that I was able to take advantage of a 10% cash back offer from Denny’s through Dosh, after I had used a $5 off coupon in the restaurant. Then I uploaded the receipt to Receipt Hog to earn points (that I redeem for cash sent to my paypal account), and there was a Cash Dash offer of 2% back.

My full list of Smartphone apps can be found here. 

In addition I use my talk to text multiple times a day. I also have “Hey Siri” enabled, so she can send texts, take notes (frequently ideas for posts or articles), and answer stupid questions while my hands are occupied. I do a lot of work while I’m driving. Siri is like the secretary I’ve always wanted.

I’d like to think that I am more productive with my phone- and my hands free phone holder.

 

Saving Money with your Smartphone

Mobile-Smartphone-iconUPDATED January 2018

Every time someone asks me about coupons and saving money, the #1 objection is: “But I don’t want to carry a bunch of coupons with me all the time like a crazy person.” (BTW, I am that crazy person, I always have my little coupon wallet in my purse.) There are several ways you can save money with something you probably already own: A smartphone.

Almost everyone has a smartphone these days! There are a lot of apps available that can help you save money or even earn money.

Here are just a few of my favorites:

Fetch Rewards: The newest app! It’s not store specific, which is great. You can learn more here. I’ve been using it for a little over 2 weeks and I’ve cashed out $12 in Amazon Gift Cards!

Find & Save: Earn cash back when you shop at stores like the $.99 store, target, multiple grocery stores, and lots of stores at the mall too! No need to buy anything special at these stores, just hit the pre-tax purchase amount to score cash back (either a flat amount or a percentage). It’s a great way to save money by shopping just like you normally would.  Use Code 62CQ when you first open the app.

Ibotta: Ibotta is an App for Smartphones. Available for both iPhone and Android phones, Ibotta is an app that helps you earn cash back every time you shop! Just check iBotta when you are shopping to see what products are available for rebate, buy them, perform simple in store activities and earn, earn, earn. You’ll take photos of your receipt and upload them through the app.  I just did it today, it was easy peasy. Once your account balacne reaches at least $5.00, you can transfer the money to your paypal account!

You can use Ibotta at the following stores: 7-11, Food4Less, Ralphs, Rite-Aid Wal*mart, Walgreens, Target, Vons, CostCo.  I only included stores in Southern California. However, Ibotta works at over 27 different Grocery and Drugstores. What I really like about Ibotta is that you can use it with a paper coupon!

SavingStarWhat makes SavingStar different is that you don’t receive money off at the register.  The savings in held in your SavingStar account, and once you reach at least $10.00 in savings you can transfer it to your Paypal Account, buy a gift Card, or even donate your savings to charity!

SavingStar is the first national, fully digital, grocery eCoupon service, available for free at www.savingstar.com and on iPhone and Android mobile apps. There’s nothing to clip, nothing to print. Chose offers, shop, and save! SavingStar is currently available at over 100 retailers!

Checkout 51: Checkout 51 is a new program that’s so easy to use, and no Smartphone is needed! It’s an app on your iPhone or Android phone, or you use your computer. Just purchased specific products (and these products change each Thursday, so make sure you check out the app/website before heading out to shop), scan and upload your receipts weekly. Checkout51 is NOT store specific!

BerryCart: Great deals and rebates on natural/organic shoppers, works just like Checkout51! They always have produce rebates too! BerryCart is not store Specific!

Receipt Hog: This one is fun, and easy.  Just snap a photo of your receipts and upload them via the receipt hog app. Earn points for each receipt, and redeem points for gift cards (like Amazon) or cash. I’ve been using Receipt Hog for over a year and I’ve earned $50, just by scanning my receipts!

Target:: If you are a Target shopper, this app is for you.  Instead of the traditional dollar or cent off coupons, Target’s app offers savings in a percentage.  You choose specific offers, based on what you buy, and there are new offers all the time! The best part is that you can use Target App, a Manufacturer Coupon, and a Target Coupon all on the same item!

Mogl This site/app is a little different.  Sign up and register your credit/debit cards.  When you eat out at participating restaurants, you’ll receive 10% cash back!  You can use this in addition to any other cash back offers your credit or debit card offers. We don’t eat out very often, but we usually earn about $50/year.

What I really like about these apps like BerryCart, Ibotta, and Checkout51 is that you can double, triple or quadruple dip deals when the stars align and there are the same (or similar) deals on each app. Perfect for those of us who are on an ultra tight budget!

*Disclosure* Most of those links are my personal links, so if you sign up I earn a few cents. When you sign up, you can share your links too and earn a little bit of green!