My Monthly Savings to do list, updated for 2019!

file000901554050I wrote about this topic 4 years ago, and my… how the savings game has changed. In addition to sharing how I save and earn money each month, I’ve included some other tips at the bottom of the post.

I still do a lot of the same things:

Weekly: Print coupons & Check Savings Apps. I print coupons from Coupons.comSmartSourceRedPlum, and check apps and add items that appeal before I hit the grocery store each week. Here is a list of the apps I use.

 

1st and 15th: Mail out SBKC junk mail envelopes. I process our mail when it all comes in and I put the junk mail in the envelopes as it comes in.

Daily: I spend a little time each day (usually while I drink my coffee in the morning working my points programs. This includes  Mypoints (I save all of my Mypoints emails and do them all at once, one time a day). I also check my Field Agent App to see if there are any quick tasks I can do to earn some extra money that day.

As I am notified via emailPaid View Point (some of the surveys are time sensitive- those usually pay extra!), PineCone Research (surveys must be completed 3-6 days upon receiving the email).

Last day of the month: Clean out coupon wallet and removed expiring/expired coupons.

As needed/codes become available: I use the Swagbucks tool bar to do most of my internet searches, so I earn Swagbucks points intermittently with that too. I also order free samples when I see them available online. I’ll be posting about what I do with all the samples coming up.

I try to do as much shopping online with discounts as I can.  That means I check with  Mypoints and Topcashback  to see who is giving the better points/cash back, and I shop online a lot (especially in the summer when I’ve got both kids at home- it’s easier on the budget).

 

Other ways you can save money: 

 

How do you keep track of all of your programs to save money?

 

PineCone Research is Looking for You!

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Pinecone Research is my favorite survey company! Right now they are looking for new panelists.
Sign up to take surveys and earn $3 per survey from Pinecone Research. They only send you surveys you qualify for- no wasting time doing lengthy qualifiers.
I earned about $70 last year just from Pinecone Research, and I’m up to $45 for 2019!
Pinecone will send you an email notification when you have a survey available. Complete the survey and earn points to be redeemed for either cash or prizes. Occasionally, they will send you a product to test, too.
If you are looking for other ways to earn cash, here is the list of side hustles I do. 

PineCone Research is Looking for You!

Screen Shot 2018-09-07 at 8.13.21 AM.png
Pinecone Research is my favorite survey company! Right now they are looking for new panelists! Sign up to take surveys and earn $3 per survey from Pinecone Research. They only send you surveys you qualify for- no wasting time doing lengthy qualifiers.
I earned about $70 last year just from Pinecone Research!
Pinecone will send you an email notification when you have a survey available. Complete the survey and earn points to be redeemed for either cash or prizes. Occasionally, they will send you a product to test, too.
If you are looking for other ways to earn cash, here is the list of side hustles I do. 

Pinecone Research: Get Paid $3 per survey!

Screen Shot 2018-09-07 at 8.13.21 AM.pngPinecone Research is my favorite survey company! Right now they are looking for new panelists! Sign up to take surveys and earn $3 per survey from Pinecone Research. They only send you surveys you qualify for- no wasting time doing lengthy qualifiers.
I’ve earned over $50 this year just from Pinecone Research!
 
Only users who fit into one of the 3 demographics below will qualify: Males (regardless of age), All users aged 18-24, and all users that identify as Hispanic.
 
Pinecone will send you an email notification when you have a survey available. Complete the survey and earn points to be redeemed for either cash or prizes. Occasionally, they will send you a product to test, too.
If you are looking for other ways to earn cash, here is the list of side hustles I do. 

Earn Cashback, Gift Cards, and now DISNEYLAND TICKETS with Swagbucks!

I’ve used Swagbucks Since February 2012 and so far I’ve earned over $700. Usually I cash out for Amazon GC or Paypal cash, but recently I learned that you can save your points for Disneyland tickets! We’ve been saving up change for a Disneyland trip next year, but now I have another trick up my sleeve to score tickets!

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Are you new to Swagbucks? They’re a completely free, no strings attached site that rewards you for all of the things you’re already doing online. Search, Watching Videos, Playing Games, Taking Surveys, Shopping and more – as you do these activities, you’ll earn Swag Bucks, which are reward points that you can redeem for all sorts of gift cards in the Rewards Store.

Join Swagbucks!
You Can Get Free Gift Cards For Shopping, Searching and Discovering What’s Online at Swagbucks.com

You can download their toolbar or download their OS and Android apps for more opportunities to earn. Choose the activities you like or have time for – how much you earn is up to you!

I have been using the search toolbar for all of my searches and I’ve been racking up the points!

Any now you can start earning points just by sharing Swagbucks with friends! When you sign up and refer friends, you’ll earn $3.00 in points (that’s 300 points).

Join Swagbucks!
You Can Get Free Gift Cards For Shopping, Searching and Discovering What’s Online at Swagbucks.com

The nice thing about Swagbucks is that the more you use it, the faster you earn points!

Make Money doing Surveys!

I love to earn money, I mean who doesn’t?

Taking surveys online is a quick, easy way to make some money in your spare time.  I do surveys when I’ve got downtime (nap time, waiting for school pick up, on nights when Hubs has dinner meetings with clients or is out of town, etc.)  I don’t watch a lot of TV, so surveys are a good way to pass the time and make a little scratch. I work on surveys about 15-20 minutes each day, usually in the morning while Birdy is still asleep and Lil’ Man is watching Sesame Street and enjoying a warm cup of milk.

Here are a few of the survey panels that I am crazy about. I also included how much I’ve earned doing surveys from each one this year.
Valued Opinions sends my emails about twice a week to do quick surveys that take 10 minutes or less. : $25 so far in 2015

 

 

 

MySurvey.com is a group of consumers from throughout the United States who influence future products and services by volunteering to participate in consumer research. By sharing your opinions about products and services, you are rewarded with Reward Points to redeem for cash and merchandise. $30 so far in 2015

 

 
Opinion Outpost conducts surveys because businesses, governments, public bodies, and similar organizations are interested in the views and attitudes of the people who use their products and services. Take Surveys to give your opinion and shape the future.

Rewards include get cash, Amazon gift cards, game points, donations to your favorite charities, and more. Everyone is also automatically entered to a $10,000 sweepstakes by joining and taking surveys. The minimum cash out for Paypal is $10 and only $5 for Amazon gift cards. $60 so far in 2015.

Earn Cash with Paid View Point. Surveys are short (less than 5 minutes).  Earn cash with each Survey.   You get $1.00 when you sign up! The pay out is $15.00, and it takes about a month to earn $15.00. So far in 2015, I’ve earned about $75.00.

Earn Gift cards with Mypoints. I take surveys, click links in emails, and do all of my online shopping through Mypoints. So far in 2015, I’ve earned about $45.00.

I love to do surveys with Pinecone Research. They aren’t always looking for new participants, but check out their website and see if you fit their open demographics. I make about $20/Month doing short surveys (10 minutes or less).

With all of these survey companies, these are surveys I am pre-qualified for. No spending 10-30 minutes only to learn that you aren’t getting paid and they don’t want your opinions (that’s the #1 reason I do not do Swagbucks surveys and I don’t recommend you waste your time doing them either). All of these companies will email you when they have surveys for you to do. Take surveys, and collect points towards rewards (like Paypal payouts or gift cards).

Which survey companies do you use and like?

 

Scam alert and how to really make money at home…

MONEY CASE 8
One of the things I get emails and messages about frequently is, “Have you heard about (Fill in name of scam program here) program? I got an email about it and it says I can make tons of money for only $50!” Or something that sounds equally as fishy.

With the economy being so depressed for an extended period of time, the rise in work at home and get rich quick scams is shocking.  Those who have a hard time finding a new job are perfect pickings for scammers.

I know that this is a savings blog, but I want to share with you some tips, hints, and information about what to look for if you want to work at home and make money online.  I don’t want to see any of you get scammed.

  • One of the most popular scams is the Nigerian Scam.  Basically an important person in an African country is in jail, if you send them money via wire transfer to help them, once they are out of jail, they will reimburse you plus a handsome fee.  Anytime you are emailed by someone who is asking for help and money, run run run.  Especially if they ask you to wire them your hard earned money (it can’t be tracked) or if they send you a check, ask you to cash it and either wire them the money or send them a money order.  That is a SCAM.
  • Work at home scams: If a company asks you to pay them for a list of work at home companies or secret shopper programs, that is most likely a scam. Google the name of the company and the word scam to double check.
  • For that matter, if a company promises an insane amount of money in a short amount of time, It’s a scam.
  •  If a “legit looking” work at home company requests a credit card number or any money at all, It’s a scam.

If you are looking to get rich quick, it’s damn near impossible!

I earn money online doing surveys, clicking links in emails and doing tasks.  If you are looking to make money online, here are a few of my favorites:

  • Earn Cash with Paid View Point. Surveys are short (less than 5 minutes).  Earn cash with each Survey.   You get $1.00 when you sign up! The pay out is $15.00, and it takes about a month to earn $15.00. So far in 2015, I’ve earned about $60.00.
  • Earn Gift cards with Mypoints. I take surveys, click links in emails, and do all of my online shopping through Mypoints. So far in 2015, I’ve earned about $30.00.
  • I also use Swagbucks. I use their search engine toolbar, take a daily poll, watch a video and click a few links each day! So far in 2015, I’ve earned about $60.00. Swagbucks has tons of rewards, you can receive cash via paypal too!
  • I do surveys with Pinecone Research. They aren’t always looking for new participants, but check out their website and see if you fit their open demographics. I make about $20/Month doing short surveys (10 minutes or less).

With all of these survey companies, these are surveys I am pre-qualified for. No spending 10-30 minutes only to learn that you aren’t getting paid and they don’t want your opinions (that’s the #1 reason I do not do Swagbucks surveys and I don’t recommend you waste your time doing them either).

I work on Amazon’s Mechanical Turk to make extra money that I transfer to my Amazon.com account.  I am trying to earn enough to pay for holiday gifts. You sign up and do tasks for small amounts of money, but the money adds up fast.  The tasks are quick and simple (transcription, surveys, flagging inappropriate photos).  I’ve earned over $50 since February.  If you want cold hard cash instead of Amazon.com credit there is an option to have money transferred to a bank account.  Mechanical Turk does ask for your SSN when you sign up- you will receive a 1099- MISC at the end of the year., regardless of which option you select.

Volition has a great list of mystery shopper programs that are free. I do a few of these programs, and I have earned money!

I will by no means become a millionaire, but the extra money each month helps out and allows me to save for holiday gifts, and take the Kiddo to do fun stuff that we normally couldn’t afford.

Screen Shot 2015-05-29 at 3.38.26 PMHere are a few insights that can help you determine if somethings a scam:

  • Does it seem too good to be true?
  • Is there no phone number or address to contact the company?
  • Does the website look “off” or give you a weird feeling (trust your spidery senses)?
  • Google the company name- What comes up?  If it’s not good, run run run!!
  • If a website has photos like the one below- it’s probably a SCAM!