UPDATED 1/23/2020 (Updated with totals earned in 2019)
There are several ways you can save money with something you probably already own: A smartphone. There are a lot of apps available that can help you save money or even earn money.
Here are my must-haves (and all of these are currently on my phone):
Drop: If you use your phone to shop, this is a great cashback app. In addition, you earn points when you shop in-store at specific stores (you can pick from a list: I have 7-11, Starbucks, Target, and a few others). Points can be redeemed for gift cards. I’m saving points for a Gift Card for a Mommy/Big Kid date night. If you sign up, use my referral code: t7zgb to give yourself a $5 bonus! I earned $50 in 2019.
Fetch Rewards: It’s not store specific, which is great. You can learn more here. Use my code ND2TB when you sign up and you’ll score Bonus Points (amounts vary from 1500-4000, depending on the current promotion they are running). I earned a little over $95 in 2019 just by doing my regular shopping and scanning all of my receipts! I redeemed my points for Amazon Gift Cards!
Ibotta: Ibotta is an App for Smartphones. Available for both iPhone and Android phones, Ibotta is an app that helps you earn cashback every time you shop! Just check iBotta when you are shopping to see what products are available for a rebate, buy them, perform simple in-store activities and earn, earn, earn. You’ll take photos of your receipt and upload them through the app. I just did it today, it was easy peasy. Once your account balance reaches at least $5.00, you can transfer the money to your Paypal account! I earned $75 in 2019. I don’t do a lot of grocery shopping at chain stores, so I don’t utilize Ibotta as much as other apps.
SavingStar: What makes SavingStar different is that you don’t receive money off at the register. The savings is held in your SavingStar account, and once you reach at least $10.00 in savings you can transfer it to your Paypal Account, buy a Gift card, or even donate your savings to charity! SavingStar is currently available at over 100 retailers! I earned $20 in 2019. Savingstar and Checkout 51 have a lot of overlap and they don’t allow for double dipping, I tend to use Checkout 51 more, as it is not store specific.
Checkout 51: Checkout51 is NOT store specific! Checkout 51 is a savings program that’s so easy to use, and no Smartphone is needed! It’s an app on your iPhone or Android phone, or you use your computer. Just purchased specific products (and these products change each Thursday, so make sure you check out the app/website before heading out to shop), scan and upload your receipts weekly. I earned $60 in 2019.
BerryCart: BerryCart is not store Specific! Great deals and rebates on natural/organic shoppers, works just like Checkout51! They always have produce rebates too! I didn’t cash out anything in 2019 from BerryCart. When my phone crashed, I forgot to re-install it!
Receipt Hog: This one is fun, and easy. Just snap a photo of your receipts and upload them via the receipt hog app. Earn points for each receipt, and redeem points for gift cards (like Amazon) or cash. I’ve been using Receipt Hog for over 3 years! In 2019, I earned $100 from Receipt Hog, between receipts, winning extra points from the in-app game, and earning extra points by connecting my Amazon account and my Gmail account!
Target:: If you are a Target shopper, this app is for you. Instead of the traditional dollar or cent off coupons, Target’s app offers savings in a percentage. You choose specific offers, based on what you buy, and there are new offers all the time! The best part is that you can use Target App, a Manufacturer Coupon, and a Target Coupon all on the same item! I saved over $300 in 2019 by using the Target App, which includes Cartwheel, Target Rewards (which is not available in all areas yet), in-app coupons/gift card deals.
Mogl: This site/app is a little different. Sign up and register your credit/debit cards. When you eat out at participating restaurants, you’ll receive 10% cash back! You can use this in addition to any other cash back offers your credit or debit card offers. In 2019, I earned $20 Cash Back from Mogl.
Signing up is easy, and there are no receipts to scan, or photos to take. Sign up here, then link your credit and debit cards. Once you use one of the cards at a participating retailer, you’ll get a push notification from Dosh, and in just a few days, you’ll have cash back! The Cash Out threshold is $25.00 which is pretty easy to get. In 2019, I earned $75 from Dosh- just by doing my regular shopping!
And don’t forget the apps for your local grocery stores! Sprouts, Vons, Ralphs, Albertsons, Food4Less, and others all have their own apps you can download and use to make grocery lists, check sale flyers, find clipless coupons. What I love its that most of these apps also sneak in coupons for freebies! Vons/Albertsons has sneaky little freebies each week or so. I check my apps before I am about to head out for errands each week and drop-in for my freebies!
What I really like about these apps like BerryCart, Ibotta, and Checkout51 is that you can double, triple or quadruple dip deals when the stars align and there are the same (or similar) deals on each app. Perfect for those of us who are on an ultra-tight budget!
*Disclosure* Most of those links are my personal links, so if you sign up I earn a few cents. When you sign up, you can share your links too and earn a little bit of green!