Free Credit Score and Monitoring with Credit Sesame!

April is Financial Literacy Month. Part of being financially literate or aware of your financial situation is to make sure that your credit report is correct. If you haven’t taken a look at your credit report lately,  it’s time to give your finances a fresh look and get your credit in tip-top shape.

Did you know that the recent FTC study found that over 20% of Americans or 40 Million credit reports have reporting errors that are costing consumers money in credit card interest rates and loans? These reports aren’t always indicative of something nefarious like your personal data being stolen, sometimes information on your credit report may belong to someone with a similar name as yours, or someone with a social security number close to yours. Whatever the case, it’s important to check your credit report once a year at a minimum, and make sure it’s correct.

Start by making sure that your credit report does not contain erroneous information that could be impacting your credit score. Keep tabs on your credit report activities and your score by signing up for free credit monitoring and score services like Credit Sesame, so that you can easily protect your financial good standing.

Credit Sesame is 100% free and offers-

  • Receive daily credit monitoring alerts
  • Get your FREE Credit Score Monthly
  • Limit ID Theft Damage
  • Find Potential Errors Sooner
  • Access to Better Loans and  that Can Save You Money

What are you waiting for? Click here to register for free in under 2 minutes. You’ll get your free credit score and a complete view of your credit and loans. Plus, when you turn on the Credit Monitoring feature, you’ll be notified of changes to your credit profile, along with $50K identity theft insurance and live agents to help you restore your identity in case of theft. All for free. All in one place.

Get your Free Credit Score and More With Credit Sesame!

Recently, we refinanced our home. Our lender was super impressed that our credit scores are so high (oh hi 800 club). One of the ways I’ve been able to keep my credit score so high is that I use Credit Sesame to monitor my scores with all three agencies.

I can check to see if there is anything on there that doesn’t belong and clear up any issues as soon as I see them.

Did you know that the recent FTC study found that over 20% of Americans or 40 Million credit reports have reporting errors that are costing consumers money in credit card interest rates and loans?

Make sure that your credit report does not contain erroneous information that could be impacting your credit score. Keep tabs on your credit report activities and your score by signing up for free credit monitoring and score services like Credit Sesame, so that you can easily protect your financial good standing.

* Receive daily credit monitoring alerts
* Get your FREE Credit Score Monthly
* Limit ID Theft Damage
* Find Potential Errors Sooner
* Get Access to Better Loans and Save Money

And unlike those “free” credit report offers that you see on TV with the catchy jingles,Credit Sesame is 100% free. You don’t have to enter your credit card number.

Good Credit is important- it’s the gatekeeper to so many things in life! Good credit gives you better access to better APR’s for credit cards, mortgages, car loans, lines of credit.

Looking to Build Credit History? Check out Self!

It’s important to have a good credit score. 

So many things depend on your credit score: Car insurance (really), renting or buying a home, even getting a job.

If you’ve never given your credit score a second thought, or maybe you don’t have credit, check out SelfSelf offers an accessible and responsible way for consumers to establish payment history and build credit, while saving money, through a credit-builder account.

  • Apply for a loan that is held by our bank partners. Your money is secured and protected in a bank account
  • Pay off the loan in 12-24 months^. You can choose a repayment plan that fits your budget.
  • Each payment builds credit history and adds to your savings. Your payments are reported to all three credit bureaus.
  • Get money back at the end after building credit history. Your paid off loan unlocks and you get the money back, minus fees and interest.

If that sounds like something that interests you, check out Self here.

I’ll have more posts coming up about credit and credit scores.

Save with Target Circle!

Screen Shot 2019-10-16 at 10.04.12 PM.pngTarget is at it again! First Target RedCard (learn about it here as well as my other tips for saving at Target), and now Target Circle!

How it works: When you check in with Target Circle™ and pay with RedCard™, you’ll earn one vote to help direct where Target gives for every eligible purchase and continue to save 5% right away. Plus, you’ll redeem your saved offers if you check-in before your purchase.

Not using your RedCard? When you check in with Target Circle™ you’ll earn 1% to redeem at Target later instead of saving 5% right away.

It works online and the Target App too!

In addition to saving, you’ll earn a birthday surprise, and special deals and offers tailored to you and your previous purchases. All the details can be found here.

FREE Credit Score and Savings Advice from Credit Sesame!

Knowing your credit score is important. Having good credit can help you in several aspects of life:

Good credit gives you better access to better APR’s for credit cards, mortgages, car loans, lines of credit.

Credit Sesame is so much better than some of the other credit report services.

  • You can get your credit score for FREE each month.
  • No credit card required – ever.
  • Personalized savings advice!

Getting started with Credit Sesame is easy- just click here! We’ve been using Credit Sesame for over 5 years!

Free Parent Financial Planning Class in Santee 4/10/19!

I received an email from the big kids school about Screen Shot 2019-04-02 at 4.53.50 PM.pngthis class and I thought I’d share.
Spending and saving, taking control of your future!

 

Screen Shot 2019-04-02 at 4.54.19 PM.png

Screen Shot 2019-04-02 at 4.56.08 PM.png

I am in no way affiliated with this workshop, I thought I’d share it with others who may be interested.  This workshop is sponsored by The Santee Collaborative.

$20 Referral Credit + Free Shipping with Schoola

schoola20dolla

I posted about Schoola last month- and they are back again with an awesome offer AND a great sale that helps others in need! When you sign up for a Schoola account here you will earn $20 in credit and you can give $20 in Schoola credit for a limited time!

There are thousands of top-notch finds you can purchase with your Schoola credit. Plus, now for a limited time you can get FREE shipping with no minimum order value. That means with referral credit, you can SHOP FOR FREE. I recently picked up a bunch of white shirts and onsies that I’ll be using for out next big Tie Dye Project!

Brands Give Back Flash Sale Update: This week Schoola has partnered with the one and only Modcloth to bring you stunning new-with-tags dresses up to 50% off retail prices to benefit the Malala Fund – helping further girls’ education worldwide.

$20 will go far on Schoola– What are you waiting for???