My Monthly Savings to do list, updated for 2019!

file000901554050I wrote about this topic 4 years ago, and my… how the savings game has changed. In addition to sharing how I save and earn money each month, I’ve included some other tips at the bottom of the post.

I still do a lot of the same things:

Weekly: Print coupons & Check Savings Apps. I print coupons from Coupons.comSmartSourceRedPlum, and check apps and add items that appeal before I hit the grocery store each week. Here is a list of the apps I use.

 

1st and 15th: Mail out SBKC junk mail envelopes. I process our mail when it all comes in and I put the junk mail in the envelopes as it comes in.

Daily: I spend a little time each day (usually while I drink my coffee in the morning working my points programs. This includes  Mypoints (I save all of my Mypoints emails and do them all at once, one time a day). I also check my Field Agent App to see if there are any quick tasks I can do to earn some extra money that day.

As I am notified via emailPaid View Point (some of the surveys are time sensitive- those usually pay extra!), PineCone Research (surveys must be completed 3-6 days upon receiving the email).

Last day of the month: Clean out coupon wallet and removed expiring/expired coupons.

As needed/codes become available: I use the Swagbucks tool bar to do most of my internet searches, so I earn Swagbucks points intermittently with that too. I also order free samples when I see them available online. I’ll be posting about what I do with all the samples coming up.

I try to do as much shopping online with discounts as I can.  That means I check with  Mypoints and Topcashback  to see who is giving the better points/cash back, and I shop online a lot (especially in the summer when I’ve got both kids at home- it’s easier on the budget).

 

Other ways you can save money: 

 

How do you keep track of all of your programs to save money?

 

Upcoming Clothing Swaps!

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It’s time to start cleaning out the closets, dressers, and drawers! My favorite clothing swap is this weekend!

I love clothing swaps- it’s a great way to get gently worn clothes and other goods (I love looking for linens and new accessories), and get rid of the clothing your kids have outgrown.

The Skyline Swap is scheduled for March 30, 2019. I’ve got it in my calendar and I’ve started the bag of clothes to swap! It costs $2.00 to get in, kids under 12 are free. I have two huge bags in my garage ready to go!!

Porchlight Community is hosting a Clothing Swap on April 27th at their office in Clairemont.

And if you’ve got kids, Bethel Christian Assembly in Alpine is hosting a kids clothing, toy, and gear swap on June 8th.

And as always, here are a few other clothing resources:

Naomi’s Closet is located in Santee, and they provide clothing and toiletries to women in need.

The Sonrise Church in Santee has a clothing swap too! One for kids clothes, and another for women’s clothing. Miss Charity’s Closet & Little Blessings Boutique 2nd Saturday of every month at 9:00 am Contact Charity Murphy for more info clmurphy71@gmail.com

If you are looking for a group that hosts clothing swaps more frequently, check it out the Thread Bumpin’ Meet up Group. They host a monthly swap in OB area.

And Finally, the Closet of 54th isn’t a clothing swap per se, but they do help those in need with new to them clothes. They are open once a few times each month. You can find them on Facebook. They are located at the Calvary Lutheran Church, 3060 54th Street, San Diego, CA. Contact The Closet at thecloseton54th@gmail.com.

 

Talk Back:  I’d love to hear about other San Diego area clothing swaps that you know of! Favorite swaps and/or what your best score has been!

 

2019 Upcoming Clothing Swaps!

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It’s that time again- Clean out the closets and dressers and get swapping! I love clothing swaps- it’s a great way to get gently worn clothes and other goods (I love looking for linens and new accessories), and get rid of the clothing your kids have outgrown.

The Skyline Swap is scheduled for March 30, 2019. I’ve got it in my calendar and I’ve started the bag of clothes to swap! It costs $2.00 to get in, kids under 12 are free.

Naomi’s Closet is located in Santee, and they provide clothing and toiletries to women in need.

The Sonrise Church in Santee has a clothing swap too! One for kids clothes, and another for women’s clothing. Miss Charity’s Closet & Little Blessings Boutique 2nd Saturday of every month at 9:00 am Contact Charity Murphy for more info clmurphy71@gmail.com

Not strictly clothing related, there is the San Diego Really, Really Free Market. They also meet about once a quarter in various areas around town.

Also not strictly Clothing Related, but one of my favorite give back orgs is the Buy Nothing Project. There are chapters all over the US, and we have a few here in San Diego.

If you are looking for a group that hosts clothing swaps more frequently, check it out the Thread Bumpin’ Meet up Group. They host a monthly swap in OB area.

Trendy Trade hosts events all over the West Coast at various times throughout the year.

Don’t forget Freecycle. Do a quick google search for Clothing swap + the name of your city.

And Finally, the Closet of 54th isn’t a clothing swap per se, but they do help those in need with new to them clothes. They are open once a few times each month. You can find them on Facebook. They are located at the Calvary Lutheran Church, 3060 54th Street, San Diego, CA. Contact The Closet at thecloseton54th@gmail.com.

 

Talk Back:  I’d love to hear about other San Diego area clothing swaps that you know of! Favorite swaps and/or what your best score has been!

Making Money Online with Social Media!

spilled-money.jpgI’m sure you’ve seen some of the Work at Home scams floating around the internet, in fact, I talk about a few of them in this post.

This post is all about making money (and/or scoring free cool stuff) via social media.

What’s your brand? Crunchy mom, Working mom, Millenial, Xennial, Stay at home mom, DINK, LGTBQA+, Latinx, Green living, a combination of the above, non of the above? Did you know that you are your own brand, and what you post about online is of interest to larger brands and PR companies.

These companies are looking for unique voices and viewpoints to promote their products and services. Sometimes it’s for free products, sometimes money, sometimes both! This is known as Micro-Influnced marketing. What is a Micro-Influencer? Mavrck says, “Micro-influencers are everyday consumers who have 500 – 5,000 highly engaged followers around relevant topics.” Most of you reading this fit this description and didn’t even know it.

That’s awesome, you are thinking, but how do I seek out opportunities?

Here are a few companies that I use:

Tomoson: This is a company that works with brands to find influencers to share products (sometimes services too). Mostly social media sharing, but also blogging opportunities. Sometimes you can get free stuff, sometimes it’s discounted, sometimes you’ll get paid just to distribute content, sometimes you’ll get paid. BUT- Watch out, there are still companies and brands that want you to buy their product on Amazon with a coupon code and review the item (positively, of course) on Amazon. This is against Amazon’s TOS, and you can get your account wiped. That’s a nice way of saying the remove most or all of your reviews, and revoke your ability to leave reviews on anything in the future. NOT WORTH IT!!

HeartBeat: This is a great one- It’s all on Instagram! I’ve done two campaigns so far, and I have received free product in addition to payment. It’s quick work too. Anyone with an Instagram account can join!

If you are looking for just free stuff in exchange for social media shout outs, check out this post on Word of Mouth Marketing. Word of Mouth Marketing is a perfect way to start out when you are dipping your toe in the Influencer world.

**Disclaimer: This post may contain affiliate links. I may earn a small commission if you click on links or make purchases. However, I only post about stuff that I like and use for my family.

 

Ralphs Free Friday Download: Chobani Smooth!

Screen Shot 2018-01-17 at 8.16.21 PM.pngThis week, you can download an offer for a two pack of Chobani Smooth!I love Greek Yogurt, and I can’t wait to try this kind!

If you are new to Free Friday Downloads from Ralph’s, here is more info about how it works:

WHAT IS FREE FRIDAY DOWNLOAD? An exclusive benefit to having an account online at ralphs.com is FREE products (yes, we said FREE!). When you download the free product coupon, it will be loaded directly to your Shopper’s Card and applied at checkout in-store.

HOW DOES IT WORK? Visit this page on Fridays

DOWNLOAD the digital coupon for the free product (make sure to download between 12:01 am and 11:59pm PT). View the coupon under ‘My Coupons’ in your account online or in the mobile app.

You have two weeks to redeem this coupon in store! Pick up the product at your local Ralphs store and digital coupon will automatically apply at checkout.

Don’t forget to check out the Kroger affiliate in your area, if you don’t have a Ralphs. There are usually freebies for all of the stores!

Freebie Roundup!

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It’s that time again! Let’s dive into spring with some new samples!

Free Color Sample of Kelly-Moore Paint (these samples are great for small projects, like painting wooden craft kits)

Free Sample of Natures Design Supplements (They have a limit of two samples per household!)

Free Bottle of Diet Standards Prenatal DHA

Free Samples of Seni Pads & Briefs

Free Sample of Naked Essentials Jerky Bites or Kibble
Free HydroMassage Massage on April 15th-22nd

Free Comic Book Day on May 6th

Free 2017 National Parks Entrance Days (there is only 1 National Park in San Diego county- FYI)

LEGO Monthly Mini Build – Free LEGO Race Car

If you are going to be near a Penzey Spice store tomorrow, here is an awesome freebie! Free Penzeys Embrace Hope Spring/Easter Mini Gift Box In-Stores

Another program that I love is Social Nature. They offer coupons for free natural products in exchange for honest reviews. I’ve sampled many really tasty products, including Ezekiel products (they have yummy high protein English muffins).

Here is my post all about how I score free stuff, beyond finding cool samples like these online. There are a lot of programs that are looking to share full size products with you for free!

 

Shop and Save at Sears and K-Mart with Shop Your Way Rewards!

Screen Shot 2016-12-05 at 8.37.57 PM.pngI’ve written about how I’ve saved money before with Shop Your Way Rewards, and here is another great deal!

If you aren’t familiar, Shop Your Way Rewards, it’s the Club Card for Sears and K-Mart (they are owned by the same company). You accrue points for each purchase, and points can be redeemed for dollars and cents off of purchases. They also have really great coupons that you can load to your account that can be used in store or online. Frequently, they have in-store only deals.

Like right now, when you spend $40 on clothing, shoes, or accessories, you’ll receive $20 in points good on your next purchase! This deal appears to be in store only.   Lil’ Man has shot up another 3 inches almost overnight, so he was in need of pants and underwear.

Now, here’s the catch- If you have points already, you can’t redeem on this deal to lower your OOP and receive the points. If you redeem points, you cannot also take advantage of earning any bonus or additional points.  At my time of checkout, I had $7.00 in points to redeem, but if I used it, I couldn’t earn my $20 in points. So, obvi (as the kids say), I saved my $7 in points..

I bought:

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Screen Shot 2016-12-05 at 8.19.14 PM.pngNow I’ve got $23 and change in points to use on my next purchase.

I’ll be using those points to pick up a few holiday gifts. I am able to use Shop Your Way Rewards to stretch our family budget for clothing, shoes, and gifts.

One of the things I like about Shop Your Way Rewards is that the deals and coupons are tailored to your shopping!

You can earn more points by checking out the sweepstakes section of Shopyourway.com and enter sweepstakes. Most of the sweepstakes have an instant win section where you can win points for free!!

Points can be used at both Sears and K-Mart locations!