6 Small Ways to Trim Your Out of Pocket

With my work year coming to an end, I need to trim my budget. It looks like my monthly income is about to be cut in half. I applied for a summer school job, but I haven’t heard back one way or another, so I’m guessing I didn’t get the job and I need to prepare for that.

There are fun activities that the kids want to do this summer, and they all cost money, so I need to trim a bit more so we have the opportunity to have some fun.

Here are a few ways that you (and I) can save some money and free up room in our budget this summer.

Start by looking over your family budget. Is there anything you can dump? Streaming services you no longer use, monthly subscriptions that no longer serve you? For us, we are dumping Netflix next month. We no longer use it enough to justify the $20/month. Feel like you are overpaying for your cellphone or other services, look into switching carriers or plans. If you don’t have a family budget, here is an easy way to put one together.

Use It Up, Wear It Out, Make It Do, or Do Without. This is an oldie, but a goodie. And by this statement, I mean that use what you have on hand. Eat the food in your kitchen (meal planning can help with that), wear the clothes you’ve got, and repair them as needed. Don’t forget that there are groups like Buy Nothing, where you can share and receive goods and services from those in your neighborhood. It’s hard to not want to keep up with the Joneses, especially in our society where it seems like everything is based on presentation and showing off what you’ve got on social media.

Take advantage of programs in your community. There are so many free and low-cost programs meant to help families during this time of unprecedented inflation, low wages, and other social issues that contribute to financial instability. Here in San Diego County, there are resources for free food and free clothing. 

If you have someone in your family who requires electricity for their medical devices or if you are low income, check out your local power companies website to learn about discounts you may be eligible for. This post has details and more tips.

If you are looking for some free summer fun for the kids, there are events like Kids night out, and summer reading programs.  And in California, there will be free breakfasts and lunches for kids under 18 throughout the summer through schools and local parks and rec. As soon as I have more details on those, it will be a separate post.

My final tip- Don’t be embarrassed to ask for help. There are so many programs and resources out there to help. Even if you feel like there are people and families out there who “have it worse”, you deserve help. This isn’t a “who has it worse” situation. Everyone deserves to live a good life. Take advantage of opportunities that come your way.

Talk Back- If you have tips or tricks to help with lowering your Out of Pocket, I’d love to hear it!

 

Fetch Rewards: This week, earn a FAST 4,000 points!

Earn an extra 4,000 points when you invite a friend to Fetch and they snap a receipt. Head to the app and share your referral code now through 1/25/2022!

And right now there are some really great bonus point offers!

If you haven’t signed up for Fetch Rewards yet, or want to learn more, check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 4,000 bonus points. I’ve earned over $250 in rewards in 2021 alone, just by purchasing my regular groceries and scanning in all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

It is simple, takes minutes, and the points really rack up!

Fetch Rewards: Here’s 1 more day for 4,000 Extra Points

Get receipt rich with your friends!

Earn an extra 4,000 points when you invite a friend to Fetch and they snap a receipt. Head to the app and share your referral code through 11/30/2021!

And right now there are some really great bonus point offers!

If you haven’t signed up for Fetch Rewards yet, or want to learn more, check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 4,000 bonus points. I’ve earned over $275 in rewards in 2021 alone, just by purchasing my regular groceries and scanning in all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

It is simple, takes minutes, and the points really rack up!

 

Fetch Rewards: Earn up to 20,000 Points this Fall with Unilever Products!

This is a great deal from Unilever and Fetch Rewards! Now through 11/30/2021, spend $15 on a wide range of popular Unilever brands and get 5,000 points*. Redeem this Special Offer up to four times for a total of 20,000 points.

Redeeming this offer is simple. Head to any of these 5,000+ participating grocery stores, buy your favorite products from these Unilever brands and snap your receipts! I checked and Grocery Outlet is on the list of participating stores, as are the DeCa Commissaries.

Not sure which brands are covered under the Unilever umbrella of companies? Here are just a few:

If you haven’t signed up for Fetch Rewards yet, or want to learn more, check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 2,000 bonus points. I’ve earned over $275 in rewards in 2021 alone, just by purchasing my regular groceries and scanning in all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

It is simple, takes minutes, and the points really rack up!

 

Fetch Rewards: This weekend, earn a FAST 4,000 points!

Get receipt rich with your friends!

Earn an extra 4,000 points when you invite a friend to Fetch and they snap a receipt. Head to the app and share your referral code now through 10/4/2021!

And right now there are some really great bonus point offers!

If you haven’t signed up for Fetch Rewards yet, or want to learn more, check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 4,000 bonus points. I’ve earned over $250 in rewards in 2021 alone, just by purchasing my regular groceries and scanning in all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

It is simple, takes minutes, and the points really rack up!

Fetch Rewards: 50 pts on all restaurant receipts!

WOO HOO! This offer came at the right time. Our fridge died on Monday, so we’re eating a lot of shelf-stable foods and stuff that can be safely stored in a cooler.

That also means we are picking up some stuff to go a little more than I like, but Fetch Rewards has my back!

Fetch Rewards Restaurants & Rewards celebration starts today and lasts through September 26.

On the menu: all restaurant receipts earn at least 50 points! Plus pick up Special Offers for your favorite spots, and we’ll be giving away thousands of points in prizes. Fetch Rewards will be announcing other surprises throughout the week. Check it all out in the app and on their social media now!

If you haven’t signed up for Fetch Rewards yet, or want to learn more, check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 2,000 bonus points. I’ve earned over $300 in rewards in 2021 alone, just by purchasing my regular groceries and scanning in all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

It is simple, takes minutes, and the points really rack up!

Fetch Rewards: Cruise into the long weekend with more points!

Load up for the long weeekend.

Labor Day is this coming weekend! A lot of you are planning BBQ’s or family get-togethers, and here are some special offers to help you save money this weekend.

If you haven’t signed up for Fetch Rewards yet, or want to learn more, check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 2,000 bonus points. I’ve earned over $250 in rewards in 2021 alone, just by purchasing my regular groceries and scanning in all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

It is simple, takes minutes, and the points really rack up!

Fetch Rewards: End summer 4,000 points richer!

So long, summer & hello 4,000 points. Plus 2,000 points for friends.

Who doesn’t love points? Invite friends & everyone earns big.

Now through 9/3/2021 earn 4,000 points when your friends use your code to sign up for Fetch. Even better? They’ll get 2,000 points of their own. Head to the app to start spreading the word!

Big Points in 3 easy steps. Step one: share your referral code with friends. Step two: friends enter your code and snap a receipt. Step three: points are deposited into your account.

 

If you haven’t signed up for Fetch Rewards yet, or want to learn more, check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 2,000 bonus points. I’ve earned over $250 in rewards in 2021 alone, just by purchasing my regular groceries and scanning in all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

It is simple, takes minutes, and the points really rack up!

Fetch Rewards: Earn 4000 Points this weekend when you refer friends!

Friends and points together? How refreshing!

 

Now through 8/6, earn 4,000 points when your friends use your code to sign up for Fetch. Even better? They’ll get 2,000 points of their own. Head to the app to start spreading the word!

Big Points in 3 easy steps. Step one: share your referral code with friends. Step two: friends enter your code and snap a receipt. Step three: points are deposited into your account.

 

If you haven’t signed up for Fetch Rewards yet, or want to learn more, check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 2,000 bonus points. I’ve earned over $175 in rewards in 2021 alone, just by purchasing my regular groceries and scanning in all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).

 

Fetch Rewards: A sparkling clean home waiting to happen!!

 

New! Earn points on clean-it-all essentials.

Spruce up and keep things fresh with this bunch of household heavy hitters. Head to the app to check out how you can get 5,000 points when you spend $25 on Air Wick®, Finish®,Woolite®, Lysol® NeutraAir™ and Resolve® products.

 

If you haven’t signed up for Fetch Rewards yet, or want to learn more, check out my post here. Find the Fetch Rewards app in your app store, and when you download it and scan any receipt, use my code ND2TB when you sign up and you’ll score 2,000 bonus points. I’ve earned over $175 in rewards in 2021 alone, just by purchasing my regular groceries and scanning in all of my receipts (grocery, mass merchandiser, gas receipts, restaurants, you name it).