Why I Love…. My Smartphone

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I am not what is referred to as an early adopter of technology. I held onto my flip phone until about 2 1/2 years ago. Seriously. My Flip Phone didn’t even have a camera.

Now that I have  smartphone, I don’t know what the hell was wrong with me. My phone does everything! My purse is a lot lighter now that I no longer carry a planner, memo pad, and a few dozen pens with me. I also carry a lot fewer coupons too.

That is mostly because of all of the amazing apps out there. Check it out:

This is just the first page of the Money Saving screens. I have one other that’s mostly grocery store apps (Ralphs, Food4Less,), and also apps like Shopkick.

What I love is that a lot of these apps can be used together, and with paper coupons in some cases.

I recently posted about Dosh. I love that I was able to take advantage of a 10% cash back offer from Denny’s through Dosh, after I had used a $5 off coupon in the restaurant. Then I uploaded the receipt to Receipt Hog to earn points (that I redeem for cash sent to my paypal account), and there was a Cash Dash offer of 2% back.

My full list of Smartphone apps can be found here. 

In addition I use my talk to text multiple times a day. I also have “Hey Siri” enabled, so she can send texts, take notes (frequently ideas for posts or articles), and answer stupid questions while my hands are occupied. I do a lot of work while I’m driving. Siri is like the secretary I’ve always wanted.

I’d like to think that I am more productive with my phone- and my hands free phone holder.

 

My Favorite Side Hustle: Field Agent!

IMG_5660Last summer, I wrote about all of my side hustles. You can read the article here.

Well I got another one to share! I’ve actually had this one for quite a while (about a year and a half), but I’ve always been hesitant to share it. Recently, I have been approached by more than a few people who are looking for ways to make money, and I decided that I was finally going to let the cat out of the bag and share perhaps, my favorite side hustle of all.

Field Agent is an app you can download for your smart phone. It’s different from secret shopping apps and websites, in that you are only shown assignments in your area, that you qualify for. All of the assignments are self assigned, which means that if you want to job you can apply for it you don’t have to email and hope they pick you- which is my big gripe with most secret shopping/audit companies.

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Different types of jobs that are available on the Field Agent App

The other thing that makes Field Agent different is that when you select the job, you have a specific time allotted for you to complete the task after you apply and are approved. The time varies based on what type of job it is, but it’s usually 2 to 4 hours from the time you choose the job and you are approved.

 

Jobs can be as simple as a photographing an end cap at a store or can be as difficult as photographing the exterior of the home to help out an insurance company.

The key to doing these jobs well is to be discreet. You’re not gonna walk into a store and loudly announced you’re here to do an audit, or that you’re here to do a secret shopper. All jobs can be completed with the use of a smartphone, as you will do the job while you are in the store in the app, and photograph using the app as well.

All jobs can be completed with the use of a smartphone, as you will do the job while you are in the store in the app, and photograph using the app as well.

I tend to do assignments when my big guy is at school, and it’s just me and the little one, although if there are higher paying gigs on weekends, I will gladly take both kids if it is a simple task.

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I haven’t made very much this year, but now that school is back in session, It’s time to earn some money!

I’ve taken a lot of time away from this year and have not been using the app to earn money as often as I should. But now that my big guy is back in school, I have been doing assignments like mad. I have earned about $40 in the past week and a half. And that’s just one to two hours a week.

They pay either through EFT to your bank account. It takes only a few days for the money to be transferred into my bank account, and then I can spend (or save) it how I please.

If you think Field Agent is something you’d like, you can check out their website here, and download the app from wherever you get apps!

 

Earn Extra Cash as a Stella & Dot Stylist!

I know some of you want to earn a little more money this year, and for some of you the hustles that I wrote about in this article aren’t in your scope of interest. Fear not,  I found out about a way you can earn money, while selling cute, stylish jewelry with Stella & Dot.

Just so you know, this post contains affiliate links, and I may be compensated if you make a purchase after clicking on my links.

Stella & Dot is creating a whole new way of running a business! Fresh thinking. Irresistible style. Innovative technology. Modern selling. Your Business, Your Way!

Even better! New stylists who join now through January 31st, will get up to $650 in FREE accessories! Tell your readers about this fun, flexible, and rewarding opportunity.

Here’s how it works:

  1. Join during this limited time offer—Now through January 31, 2017.
  2. – The stylist will automatically get $650 of free accessories.
  3. – Achieve $1000 of sales within the first 30 days and get a $199 rebate.
That’s like joining for free and getting $650 of free accessories!
Encourage your readers to be bold and discover the entrepreneur in themselves. They will find a job they will love when they explore launching their own business as a Stella & Dot Stylist!

Here are a few reasons why:

Flexible Rewarding Stylish
To work around the million other things you do. You call the shots. Earn 25% – 30% commission on your sales. No sales minimums, no quotas, no territories, no inventory or deliveries. Style that practically sells itself.

This offer is only valid through 1/31/17, so if it interests you, click on the banner below to get started!

Pinecone Research is looking for you!

Screen Shot 2016-02-16 at 11.58.22 AMSQUEEE!!! I am super Super excited to share this with you! If you’ve read the blog for a while, you know I love doing surveys at home to earn extra spending cash. My #1 go to survey company is Pinecone Research.

PineCone Research conducts on-line interviews with consumers from all walks of life to obtain their opinions about new products. To become a panel member, all you need to do is complete the simple form here, This will only take a few minutes of your time.

It’s easy and fun to see and evaluate new product ideas in the comfort of your own home. You will earn points for each completed product survey, which can be exchanged for cash and other rewards. PLUS you will be automatically entered into a bi-weekly Sweepstakes to win additional cash prizes for your time. Each interview usually takes 15-20 minutes of your time. Plus, you are free to leave the panel at any time should you choose to do so.

Pinecone has no crazy high minimum pay out (like some other survey companies)- You only need 300 points to cash out for 1 $3.00 Paypal reward. 300 points is just 1 survey!

Nitty Gritty: Registrants who complete the signup form online and align with the recruit target(s) and are eligible for membership consideration will immediately receive an email invitation containing a link, ID and password to complete the full registration process. The link takes them to a brief “staging” survey (6 minutes or less) to gather some further information about that registrant and their household, and to gain agreement to the terms and conditions for panel membership.

Right now they are primarily looking for Males, or anyone aged 18-24, or Hispanic ethnicity. And here is proof that I make money with Pinecone, here is a screenshot showing that I cashed out points:

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300 points is $3.00, 900 points is $9.00 and 1500 is $15.00. So in the past 3 months, I’ve made $36 in less than a half hour, all told!

2016 New Year’s Resolution #2: I want to save money!

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Over the next two weeks,  I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!

One of the most common New Year’s Resolutions is to SAVE MONEY. Here are just a few simple ways to save money throughout 2016:

1. Make a budget and stick to it.  We have a pretty tight budget at our house- It keeps us on track!

2. Use coupons for everything.  Coupons aren’t just for groceries. Check out sites like Get1Free for coupons to restaurants, day spas, golfing.  If you buy an Entertainment book, there are tons of great coupons for all kinds of meals and activities.

3. Back to coupons (again).  Carry a plastic envelope or coupon wallet with you at all times with coupons that you know you will use.  That way if you decide to have a spontaneous adventure- you can still save money money.

4. Try free activities.  Every community has free activities, check out your local Cragislist (under Community then click Events), community newspaper, or your local Patch for upcoming free events. Or Google “free events +name of your city +month of the year”.

5. Have a goal for your savings.  Saving to save is fine, but if you are saving money towards a goal, it’s harder to blow off the budget.  I mean, really… Would you rather have a new car or a cheeseburger? I thought so.

6. Wait. If you see a big ticket item that you want to buy, wait 10 days and see if the price drops.  Here is an article about the Sales Cycles that take place throughout the year.

7.  This is an oldy, but a goody.  Use It Up, Wear It Out, Make It Do, or Do Without.   Use what you have on hand (substitutions in a recipe are OK, the writer of the cookbook doesn’t care!), repair broken toys, mend clothes.  Add a little water to the last bit of laundry soap to stretch it (You probably use too much anyway!). You don’t need every latest gadget, do dad and thingamagigger. Keeping up with the Joneses is so 1980′s.  Frugality is the new IN thing.  You want to be cool, doncha?

How do you plan to save money in 2016?