Is Part of Your 2019 New Years Resolution to Save Money?

file7251237401168.jpgDoesn’t everyone want to save money?

There is no better time to start than January 1st- New Year, New Start!

If you want to start the year off with a frugal mind, check out my posts below. I wrote most of them a few years ago, but all the advice/tips/tricks are still applicable.

Here are the top ten resolutions, and tips on how to make them all happen!

Resolution: #1 Make More Money!
Resolution #2: I want to save money!
Resolution #3- Live a richer, fuller life (without spending more money)
Resolution #4- Spend More Time with your Family (without breaking the bank)!
Resolution #5 & #6 Exercise & Lose Weight
Resolution #7: Get Organized
Resolution #8: Learn Something New
Resolution #9: Quit Smoking
Resolution #10: Reduce, Reuse, Recycle

If you feel like you are too busy to “deal with” coupons:

6 Tips to Save Money WITHOUT Clipping Coupons!
How to save money without coupons: Part One- Meat!
How to save money without coupons: Part Two- Produce!
Simple Steps to Save at Target

I hope these tips and articles help!

 

Talk Back: How do you plan to save money in the new year?

Is Part of Your New Years Resolution to Save Money?

file7251237401168.jpgDoesn’t everyone want to save money?

There is no better time to start than January 1st- New Year, New Start!

If you want to start the year off with a Frugal Mind, Check out my posts below. I wrote most of them a few years ago, but all the advice/tips/tricks are still applicable.

Here are the top ten resolutions, and tips on how to make them all happen!

Resolution: #1 Make More Money!
Resolution #2: I want to save money!
Resolution #3- Live a richer, fuller life (without spending more money)
Resolution #4- Spend More Time with your Family (without breaking the bank)!
Resolution #5 & #6 Exercise & Lose Weight
Resolution #7: Get Organized
Resolution #8: Learn Something New
Resolution #9: Quit Smoking
Resolution #10: Reduce, Reuse, Recycle

If you feel like you are too busy to “deal with” coupons:

6 Tips to Save Money WITHOUT Clipping Coupons!
How to save money without coupons: Part One- Meat!
How to save money without coupons: Part Two- Produce!
Simple Steps to Save at Target

I hope these tips and articles help!

Wanna Save Money in 2017?

8f235f4422591a09bd341f17958e172c.jpgOne of the most common New Years Resolutions is to to save money. And it’s a good one!

Last year I wrote a series with the top ten resolutions:

 

If you feel like you are too busy to “deal with” coupons:

I hope these tips and articles help!

New Year’s Resolution #9: Quit Smoking

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#9 is a resolution that I don’t really have a lot of into to share, but I figured that I’d try to help!  Some people need help quitting smoking.

I won’t rag on you about how cigarettes are bad for you, so instead I’ll appeal to your monetary side.  Here is a calculator that will let you know how much money you are wasting.

If you want to try the patch or gum, there should be coupons in the Sunday Inserts in January.

And finally, the CDC has some tips here.

Former smokers, how did you kick the habit?

New Year’s Resolution #5 & #6 Exercise & Lose Weight

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Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!
The Number 5 & 6 New Year’s Resolutions on most top ten lists are: Exercise and Lose weight.  I decided to tackle both of these at the same times since they can go hand in hand.

I am not a doctor or dietician.  I will share with you what works for my family, but YMMV, and remember to go to the doctor and get the OK before starting to exercise or diet. Seriously.

#5: Exercise without breaking the bank:  Starting in probably 2 weeks, even before January 1st, there will be ads in the paper, magazines, on the internet and of course commercials on TV advertising free 7-day trial passes for every gym on earth.  Take advantage.  If you haven’t worked at a gym in a long time, or are thinking about joining one, Check out a bunch of different gyms and see which one is a good fit for your goals.  BTW, when those free deals go live, you know I’ll be posting them.

If you aren’t a gym person, check out your local parks. Lots of parks in our local area have special walking loops and even fitness stations (Mast Park in Santee has both!). Other parks in San Diego with fitness/exercise stations include: Mission Bay Park,  Embarcadero Parks North & South, Tidelands Park near the base of the Coronado Bridge as you arrive in Coronado, Hilton Head Park in Rancho San Diego, Chollas Lake Park, and Morley Field (near Balboa Park). If your local park doesn’t have a fitness course, play on the jungle gym or go for a walk!

Luckily in So. Cal. we are blessed with pretty good weather, so outdoor exercise is almost always an option. On those extremely rare days where the weather sucks, try indoor mall walking.  I know, it makes me sound like an old lady, but when it’s cold or rainy, I strap the kiddo in the stroller and we walk a few laps over at Parkway Plaza. A few laps around the mall and I’ve gotten almost 4 miles under my belt! There is also a play area where the kiddo can let his energy out while mama recuperates.

Everything seems to go better with a partner in crime- enlist the help of a friend or family member.  Exercise with a buddy.  Go for a walk, look at holiday lights.  Keep each other accountable!

#6: Lose Weight without losing your shirt.  Losing weight doesn’t have to cost a fortune.  Here are some tips, tricks and deals you can use to save while you lose.

Sign up for free websites that can help you be accountable: Spark People is a great site that can help you track your calories and exercise. I also like Map My Run.  It helps you log activities and gives you a rough idea of how many calories you burn when you are active. And you can use it to log all kinds of physical activity, not just running! I also use Achievement– It syncs with your fitness device and you earn points for being active, logging water and food in your device. Points are redeemed for money via paypal.

If you are changing your eating habits, your doctor may recommend that you take vitamins.  And they can be expensive.  Keep your eyes open for sales at the drugstores in January and there will be coupons too!

There will be tons of sales and coupon available in January for healthy foods and supplements!

What are your frugal  tips and tricks for exercise and losing weight?  I’d love to hear from you!

New Year’s Resolution #3- Live a richer, fuller life (without spending more money)

Throughout December, I’m going to be posting about New Year’s Resolutions. Each post will have tips and tricks to help you navigate through your resolutions to become more successful at all of your frugal endeavors!
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Of the Top Ten New Year’s Resolutions, number three on several lists is to live a fuller life.  What does that mean?  Get out, do more.  Don’t just sit on your couch, watching WWE and eating microwave popcorn. Of course, I want you to get out there and live it up, but, I don’t want you to spend a lot of money.

Here are some tips to live better and keep your budget in check.

  • Use all of the perks and benefits afforded to you by your job.  Some employers offer on site gyms, discounts on cell phone contracts, discount movie tickets, discount attraction passes.
  • Take advantage of free community events.  Check your City’s local Parks and Recreation Department website for free movies in the park, city events around holidays (Our local municipal Lake has a fun Easter event each year that is free).
  • Speaking of Parks, use of community parks is free.  Take a picnic, go for a walk, heck, go play on the playground equipment! Some local parks have walking trails or exercise paths.
  • Many businesses offer discounts to military, seniors, and other professional groups. Don’t be afraid to ask!
  • When you go to the doctor or dentist, don’t be afraid to ask for samples of medications or toothpaste/floss. When we take Lil’ Man to the pediatrician for his wellness check ups, she’s always giving us coupons and samples.  Doctors receive coupons and samples from companies and reps to give out- take advantage of it!
  • If you are looking for a way to experience theatre for free and have some time to give, consider volunteering to be an usher. In most areas across the Unites States, many of the larger theatre companies are actively seeking ushers. If you are unsure if your local theatre or musical organization needs volunteer ushers, call their administrative office and ask, or check their website and drop them an email. Many theatres, orchestras and symphonies are non-profit organizations. They rely on volunteers to help their organization succeed. Museums need volunteers as well to be docents, hand out brochures, and help with special events. If there is a local museum you like, think about volunteering. You will get to spend time in a place you like, and you will be helping an organization.