Cents of Style: HUGE Accessories Collection 4 For $20!!

Summer Sale** This post also contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

This week Cents of Style is offering FOUR accessories for ONLY $20 which makes each item ONLY $5 apiece when four or more are purchased! These items would normally be up to 4 for $60!

Remember to use Coupon Code SENSATIONAL at checkout.

The most important part: FREE SHIPPING OVER $40! The code is active until 5/30/22 at midnight.

May 2022: New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

The printable coupon market is slowly coming to an end. Smartsource no longer offers printable coupons, and you may notice that there are fewer coupon inserts in your Sunday newspaper. This is in favor of more offers available on apps. But if you love printable coupons….

  • Coupons.com (printable coupons, e-coupons, and a cashback app)

One of my favorite websites is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

May is the start of picnic season. Barbeque food, Hotdogs, hamburgers, ribs, and condiments will all be on sale throughout the summer and will be until September. Some of the sale items include:

    • Auto Maintenance (tires, oil changes, tune-ups)
    • Beverages, Hot dogs, Ground Beef, BBQ sauce, Ketchup, Mustard, Ribs (Often times there are some really great rebates for WYB beer or soda)
    • Bug repellents – Sprays and Candles

For a complete list of types of foods and items that will be on sale, check out this post on the cycle of sales.

Here are a few of my favorite new coupons:

Save $2.00 on ONE (1) Sonoma Gourmet Item (The Kale Pesto Sauce is great)
Save $0.75 on any ONE (1) Barilla® Chickpea or Red Lentil Pasta
Save $6.00 on any ONE (1) Culturelle® product
Save $0.50 on any ONE (1) pack of Energizer® Batteries up to 20 count
Save $2.00 on any (1) BENGAY® product (excludes trial & travel sizes). BenGay is life around here lately with my tendonitis.
Save $1.50 on ONE (1) 10 lb or larger package of TIDY CATS® Cat Clumping Litter (excluding LightWeight)

April 2022- New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

The printable coupon market is slowly coming to an end. Smartsource no longer offers printable coupons, and you may notice that there are fewer coupon inserts in your Sunday newspaper. This is in favor of more offers available on apps. But if you love printable coupons….

  • Coupons.com (printable coupons, e-coupons, and a cashback app)

One of my favorite websites is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

Some of the food on sale throughout March includes:

  • More Spring cleaning sales and rebates
  • Paper products (plates, napkins) start to have really good sales.
  • Paint & Wallpaper (a lot of people start to spruce up their homes in the spring)
  • During Lent, seafood is inexpensive.

For a complete list of types of foods and items that will be on sale, check out this post on the cycle of sales.

Here are a few of my favorite new coupons:

Save $6.00 on any ONE (1) Culturelle® Probiotics Kids or Baby product
Save $0.50 on Any ONE (1) Lysol® Product (excluding trial and travel sizes)
Save $1.00 on Any ONE (1) Resolve® Product

California Climate Credit- Savings on Your April 2022 Utility Bill!

It’s that time again! On your April California Utility Bill (Which includes PG&E, SCE, SDG&E, Bear Valley, Liberty, and Pacific Power), you will receive a California Climate Credit. For SDG&E customers, the amount is $43.06.

The California Climate Credit is part of California’s efforts to fight climate change. This credit is from a state program that requires power plants, natural gas providers, and other large industries that emit greenhouse gases to buy carbon pollution permits. The credit on your bill is your share of the payments from the State’s program.

Rather than receiving your electricity credits in April and October as in years past, the electricity credits have been moved to August and September for 2020 – 2022.

Please know you will still get your climate credits as they will be reflected in your utility bills this year. In fact, in April* your utility bill will include a gas credit identified as the “California Climate Credit.”

Changing the distribution months will not change the total value of the climate credits you receive in a year. The shift will provide bill relief for customers and reduce bill volatility.

 

And if you are looking for more ways to save energy and money, check out Ohm Connect! We’ve been using Ohm Connect for 5+ years and we’ve saved thousands of dollars on our power bill, and earned thousands of dollars in gift cards and cash via paypal!

March 2022- New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

The printable coupon market is slowly coming to an end. Smartsource no longer offers printable coupons, and you may notice that there are fewer coupon inserts in your Sunday newspaper. This is in favor of more offers available on apps. But if you love printable coupons….

  • Coupons.com (printable coupons, e-coupons, and a cashback app)

One of my favorite websites is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

Some of the food on sale throughout March includes:

  • March is National frozen food month.
  • Between March 13-17th (St. Patrick’s Day) Corned Beef, Potatoes and Cabbage are all Dirt Cheap. Stock up!
  • During Lent, seafood is inexpensive.

For a complete list of types of foods and items that will be on sale, check out this post on the cycle of sales.

Here are a few of my favorite new coupons:

Save $2.00 on any ONE (1) Ito En Matcha Green Tea bag (20ct) OR Any ONE (1) matcha LOVE Japanese Matcha + Green Tea Teabags (10ct)
Save $1.25 on any THREE (3) Del Monte® Fruit Cup® snacks, 4-pack
Save $1.25 on ONE (1) Silk® Oat Milk, 64oz
Save $0.75 on any ONE (1) Del Monte® Veggieful™ Riced Veggies, any style
Save $0.55 any ONE (1) OIKOS 5.3oz Single Serve (Core, Pro and Triple Zero)
Save $2.00 on any (1) TYLENOL® PM product, SIMPLY SLEEP® product, or ZARBEE’S® Adult Sleep item (excludes travel & trial sizes)
Save $2.00 ONE (1) PHYSICIANS FORMULA® Product
Save $3.75 on ONE (1) 3 lb or larger bag of Beyond® Dry Dog Food
Save $3.75 on ONE (1) 3 lb or larger bag of Beyond® Dry Cat Food

Inflation Sucks: Stretching your Grocery Budget

Inflation is taking its toll across the board. Wherever you look, prices are going up, up, up.

It’s horrible because Cost of Living increases are not keeping up, so we are working as hard as ever, and our money is buying less.

Depressing to say the least. Here are some ways to stretch your money further and keep your family fed. And this is all practical stuff, I’m not going to tell you to grow a garden or dumpster dive. If you want to do those things, by all means, go ahead.

  • Take advantage of local food distributions. I post information about them each month for locations in San Diego County. Here is the list for February 2022.
  • Inventory your Pantry, Fridge, and Freezer. Knowing what you already have is a good first step. Here is a link to my Inventory Sheets on Canva.
  • Go Meatless 1-3 times a week. Meat is getting crazy expensive, and there are so many tasty, meatless meals out there. I’ll be doing a meatless recipe round-up later this week.
  • When cooking meat, add additional protein to your meals by incorporating lentils or beans into your recipes. I love adding in a can of drained/rinsed kidney or black beans when I make ground beef tacos. I use 1 15-ish ounce can per 1/2 lb of ground meat.
  • If beans and lentils aren’t your jam, bulk up meals with rice, noodles (I love the protein noodles), or a grain like quinoa (which is also high in protein).
  • Bulk up meals with fruits and veggies. Canned, frozen, or fresh- whichever is in your budget. Stores like 99 cents only and Grocery Outlet have great deals on fresh and frozen produce.
  • If you have kids in school, take advantage of free breakfasts and lunches. In California, there will be free lunches for school-aged children permanently. Other states have similar programs.

 

MyPoints: Refer Friends and You Both Earn 300 Points!

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I’ve been using MyPoints since 2011, and I’ve earned a lot of cash back just by doing my normal online shopping through MyPoints. About $550, to be exact.

Right now they are offering a great deal! When you refer a new user, and they earn 300 points, you both get a 300 point bonus. It’s easy to earn 300 points!

I love using MyPoints. I can earn points shopping online and utilizing in-store pick up with stores like Walmart, Target, Home Depot, and JCPenney.

  • I ordered Christmas Gifts and earned 1200 points.

There are so many point-earning opportunities.

You can double dip on earning points or cash back by using a point earning credit card like American Express or Discover Cards or taking advantage of a points program that rewards you for purchases on their website, like JCP Rewards.

I love that I can earn gift cards which I use to offset the cost of holiday gifts.

Talk Back: What is your favorite Cashback program?

Starting off 2022: It’s Budget Time!

Soo, the potato is crazy in the photo, but it made me laugh, so I included it.

As I mentioned in this post, we’ve got 7 posts coming through the end of the year to help you start 2022 off on a good foot.

I’ve talked a lot about budgeting before and not much has changed except that the cost of stuff keeps going up. Inflation is a bitch, y’all. And with wages not keeping up with the inflation, we’ve got to do what we can. We need to control the factors that we have to ability to control.

Setting up a budget takes time. You can do it all at once, but be prepared to spend a few hours working on it.

You’ll need:

Access to your bank account or bank statements for three months.

A Google Sheet page, or an Excel Spreadsheet

List of your monthly financial obligations. Here are just a few of those:

  • Mortgage/Rent (Our Mortgage payment includes impounds for our Homeowners insurance and property taxes)
  • Gas/Electric*
  • Gift Fund
  • Transfer to Savings
  • Life Insurance
  • Auto Insurance
  • Hulu
  • Car payment
  • Kids 529
  • Netflix
  • YMCA
  • Internet
  • Credit Card Balances
  • Student Loan Payments
  • Water Bill*
  • Groceries*
  • Fun Money (stuff to do with kiddos/girls nights in/date nights)*
  • Gasoline*

Of all of these categories, the only ones that have any difference per month are the ones I indicated with an asterisk (*). For Gas/Electric and the water bill, I averaged the cost over three months and used that amount for the budget.

The categories I included above are what is in my budget, you may have other items that my family does not. Some of the expenses such as Health Insurance and retirement savings come out of paychecks, so for our family, they are not included in our budget. You may wish to add them to your budget if you pay them directly.

Cash for some Budget Line Items: For items such as groceries, fun money, and gasoline I visit the ATM each week and take out cash. I paperclip the money for each budget line item together and keep them separate in my wallet. When the money is gone, no more spending.

Doing cash for those line items really helps me take a hard look at shopping for groceries (this is when cash back appscouponing, and price per unit knowledge all come in handy), and making sure that I am getting the best deal on gas (I have the GasBuddy app, it’s very useful). Any unspent money gets rolled over to the next week.

If you are discovering that you have too many bills and not enough money (and hey, it happens), trim where you can ( this article has some helpful suggestions), and if that’s still not enough, here are some Southern CA/San Diego based resources to help you.

Please do not be embarrassed to seek help. Resources are available to help you. If in the future you are able to give back, please do, but in the meantime, accept the help that is offered.

Next up, we’ll be talking about ways to save money on groceries and beyond. The beyond is going to be how to get toothpaste and health and beauty items for free (or really cheap) without turning into the stereotypical crazy coupon lady. Because clipping coupons out of ten plus newspapers each week is sooooo 2008. Seriously. I love to save money, but I don’t clip Sunday papers these days.

December 2021: New Month, New Coupons!

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

The printable coupon market is slowly coming to an end. Smartsource no longer offers printable coupons, and you may notice that there are fewer coupon inserts in your Sunday newspaper. This is in favor of more offers available on apps. But if you love printable coupons….

  • Coupons.com (printable coupons, e-coupons, and a cashback app)

One of my favorite websites is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

December means saving on baking ingredients, giftable items, food storage (for all those cookies and leftovers!), and cold/flu OTC meds.

For a complete list of types of foods and items that will be on sale, check out this post on the cycle of sales.

Here are a few of my favorite new coupons:


Save $1.50 on any ONE (1) bag of Truvia Sweet Complete® Granulated All-Purpose, Confectioners or Brown Sweetener
Save $0.75 When you buy FOUR (4) Avocados From Mexico

Earn Cashback with TopCashBack this Fall!

TopCashBack is back with some amazing offers and deals. If you’ve never heard of TopCashBack, here’s the scoop:

Visit their website, sign up for an account.

Next time you need to shop online, start at TopCashBack. Search for the retailer, click the link, and shop. You’ll receive cashback on your purchase. Amounts/percentages vary by retailer.   TopCashBack is free to join and can be used with over 4,000 stores!

Shop for health & beauty products and treat yourself! Browse through skincare products, cosmetics, fragrances and even fitness and vision merchants.

Right now, TopCashBack has a few special offers for new members, just in time for holiday shopping!

I do most of my shopping online through TopCashBack and earn about $200/year. I cash out for paypal or Target Giftcards.