6 Tips for Combating the Mid-Year Frugal Slide

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It’s July, and for most of us, Our New Years Resolutions are a thing of the past. Mr. and I were talking today about ways we could reign in our budget. We’re not making it rain by any means, but… we could make a few changes. Here are my top ten tips, and trust me, I’ve already started incorporating some of these. I’ll have all of them back in the works by weeks’ end.

  1. Back to meal planning and sticking to it. No more trips to Denny’s when I am feeling lazy in the morning, or Mondays after group therapy.  That means I’ll be back to meal planning posts and new recipes too. And I’ll have several “back up dinners” on-hand in case the day gets away from me, or it’s too hot to cook the original meal. I took advantage of the sale on chicken breasts at Smart & Final the other day, and picked up 10 lbs. I came home and cut up the whole half breasts into more manageable sizes, and marinated some of it with different spices and put it in ziploc bags in the freezer. 10 lbs of chicken should get us 5 dinners, plus leftovers from each meal.
  2. Back to maintaining a robust snack bag in the car, refilling it daily, and remembering our water bottles when we leave the house. I fill our water bottles (we have these for the kids and these for the adults- in 40 oz) with water and ice before we leave in the AM and refill them as needed throughout the day in various places.
  3. In conjunction with #2, start taking surveys on receipts for deep discounts and free stuff again. I am Sonic’s text list, so when they have a daily deal that I have change in my car for, the kids and I stop for .50 ice cream cones, 1/2 price drinks (cherry limeade!). Frequently when you check out, there is a survey on the bottom of the receipt that will score you an XL (Route 44) size beverage for free! I really need to get back into stretching the buck.
  4. Check all my apps before I go shopping. I’ve been bad about this over the past few months. I’m sure I’ve missed out on Ibotta deals, Checkout 51 offers, and Cash Dash promos. No More! I’m back, baby!!
  5. Allowance. Yup, just like a teenager, I’m putting myself on an allowance, and Mr. is going to as well. I’m sticking to $40 in the summer, and $25 once we are back to school. This will just be for “fun money”. I still shop around for gas to stay within budget for gas each week. Costco is usually the cheapest.
  6. Keeping eyes open for cheap entertainment. Big Dude is in ESY (summer school) for the next few weeks, so a lot of the traditional summer things that are fun and cheap we haven’t been able to do (like Regal Summer Movies). We’ve mostly been doing fun stuff at the library, which is free, but I think we need to look beyond that. It’s starting to get too hot for park play dates!

I’d love to hear from you about how you combat the frugal slide. What do you do when you feel yourself slipping off your track?

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Top Ten Must Haves for Your Summer Swim Bag!

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We braved the very very cold pool at our HOA today, which prompted me to go through our Swim Bag and make a list of new Pool Toys that we “need” (according to the kiddos).

I usually replace the pool toys once every 2-3 years. We swim 5+ days a week in the late spring and summer, that means our pool toys and swim equipment gets a lot of wear. I tend to buy a lot of the items on the list below at Dollar Tree or 99 Cents only. The quality is usually the same as what you find at Target at the Dollar Spot area, or at Wal-Mart in the seasonal area. The main reason we’re doing an overhaul or our pool toys this summer is it has been 3 years since I’ve bought new ones. Some of our current pool toys will be kept as they are in good shape, but some of the older toys (mainly the squirt guns) are starting to fall apart or have developed extra holes.

Here are the Top Ten things you need in your Swim Bag:

First off, you need a good bag! I like the All Purpose Utility bags, like these. They’ve got pockets on the outside. Roll up your towels and stuff them into the pockets, or use for SPF, bottles of water, or snacks- You can’t forget the snacks!

    1. Goggles. We go through a lot of goggles, mostly because my kids are clumsy, or they share them with friends and they disappear. I usually pick some up at 99 Cents Only to keep just in case, but we have several pairs of these Aegend goggles and they are excellent.
    2. Floaty toys- Like Inflatable Rings, or animal shapes. We’ve got a giant shark that lives in the garage in the off-season (November-May).  I like picking up a handful of inflatable rings at Dollar Tree and stashing them in the closet. If I need extras when friends swim with us, we won’t be short. I like these rings. I ordered 8 online for store pick up. Kick boards and arm floaties also fall under this category. I usually keep a few of each in the arsenal, just in case.

3. Fun Toys. Henry enjoys playing frisbee in the pool, so we’ve got a couple. Margaret likes trying to swim after an inflatable ball, so we’ve got a few of those. They both love the diving sharks. They are big, and they glide like a torpedo under water. The weighted diving toys like dive rings and the little ribbons with the weight attached are nice too.

4. Squirting Toys. Squirt Guns are a favorite. Not Super Soakers, but regular, old fashioned small squirt guns. Another favorite are the water squirters that look like long, giant pencils.  I usually get them at 99 Cents Only. Our rule is: No squirting people in the face!

5. SPF- Ok, this should really be #1. A good SPF. Water proof, sweat proof. You want a broad-spectrum SPF that protects against UVA (the rays that age skin) and UVB (The rays that burn skin). I like mineral sunscreen. And remember to reapply as needed!

6. Good Towels. I’m not talking about Egyptian Cotton, plush, fluffy towels that cost a fortune, but good, durable towels. I like to get white ones, since the chlorine from the pool can bleach the colors out. We tend to get the larger towels, or bath sheets. We have these from JCP. They were around $7 each.

7. Extra sunglasses. I don’t know what it is about my kids, but they lose sunglasses ALL THE TIME. I pick up a fistful at the beginning of the summer at 99 Cents Only or Dollar Tree, and dole them out. I keep 2 pairs in the swim bag.

8. First Aid Kit. Seriously. Kids get hurt all the time. It doesn’t need to be a fancy one. You can get small first aid kits with everything you need for less than $8.

9. Reusable water bottles. It’s hot and you are in the sun playing. Hydration is important. We have an Extreme Canteen, and it’s really awesome. I fill it with ice and water, and it stays cold all day with minimal ice melting.

10. A waterproof sealable pouch or bag to keep your keys, phone, and other important stuff in (Like snacks). We usually use a large ziploc bag (or two and double bag).

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Henry age 3, swimming with Mommy.  I’m pretty sure the pool was freezing then too. 

Now a few bonus items that Henry told me to mention (we may have a guest writer on our hands soon) include a swim mask (like this one), a shark fin and tail (like the one he got for X-mas), and diving fins. Those are all items that he uses regularly in our swim time.

Talk Back- I’d love to hear what’s in your Swim/Pool Bag!

I’ve included many links for reference. Please refer to my disclosure policy regarding possible bounties or compensations I might receive.

 

Celebrate the Mom in your life with Mama’s Jewelry!


Mother’s day is just a few weeks away. If you are looking for a gift for the mother (or grandmother) in your life, you’ve gotta check out Mama’a Jewelry. I’m excited to be reviewing one of their Bar Straight Bar Rings in the next few weeks.

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Mama’s Jewelry has been designing rings and pendants for moms for 30 years, and we have no intention of slowing down! Our company is committed to creating exceptional mothers pendants, rings and earrings at affordable prices.

About Mama’s Jewelry: A key benefit to shopping with us is our fast turnaround times. As soon as we receive your order, our CAD technicians and certified jewelers get to work designing and building your custom item. All of our processes follow strict quality control measures. Everything that comes from us has our seal of approval. If we wouldn’t give it to our loved ones, we won’t send it to you!

Most orders for mothers rings and pendants are able to be sent out within 3 to 5 days, reaching you about a week later. If you’re shopping at the last minute, Mama’s Jewelry will take care of you and ensure that you get a custom made item that looks like it took months to make!

Mother’s Day Special Offer – Save $10 Off already low prices. (minimum purchase $59) Visit their website to check out all the awesome stuff they sell! https://mamasjewelry.com/

 

New Dosh Promotion: Refer Friends, Get $15

In January, I introduced you to Dosh, a new Cashback app that you can use at tons of stores and restaurants all over.

I opened my email yesterday to discover this:

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Limited Time Promo: Get $15 for each friend you refer to Dosh who links a card and gets in-store cash back for the first time.*

Promo ends April 13th at 12pm CT, so start referring! Click for details.

So get Dosh-ing!  I now I’ll be saving my referral $$ to bankroll my next giveaway (Hint- it rhymes with Smamazon Smiftcard).

I’ve earned over $60 since January just by doing my normal shopping.

 

$3, $4, $5 Sale at Flirty Aprons!

**This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links. 

I love aprons. I have, probably 5 or 6 that I wear at home, and I have a couple that I when we camp (washing dishes and cooking when you camp is dirty business!). I got an email from Flirty Aprons last night that they are having a huge $3, $4, $5 clearance sale.

Spring Cleaning Sale at Flirty Aprons, Up to 86% off, Shipping $2.50, no code, exp 3/28

Here are just a few of my favorites:

 

If you aren’t in the market for aprons, They also have a lot of great kitchen gadgets like veggie peelers, choppers, knifes, etc.

I’ll be picking up a bunch of kitchen utensils and a few new aprons to kick off my holiday shopping. Yeah, it’s March, but I start my holiday shopping early and stash them away in the closet.

Keepin’ Track of your stuff with Mabel’s Labels!

IMG_8445.jpgI received a free packet of labels, however all opinions of Mabel’s Labels are my own. If you click on the links in the post and make a purchase, I may be compensated- and that facilitates giveaways and the running of the blog!

While I was at Influential Summit over the weekend, I met with the nice folks at Mabel’s Labels. They gave each attendee a packet of their new Glitter Labels. LOVE IT! Fingers crossed, this will keep everyone’s mitts off my water bottle!

Henry has had Mabel’s Labels for his stuff for a few years. I really like them. I’m not a big fan of putting kids name on personal stuff where strangers can see it (I grew up in the days of after-school specials and heightened awareness of strangers), but I do recognize the need for labeling the stuff kids take to school.  I use Mabel’s Labels inside Henry’s backpack, and right under the loop on the outside. That way it is identifiable , but when he has it on, no one can see the labeling. I also use them on his lunch box, pencil case, and inside his shoes.  Mabel’s does make special shoe labels too!

Screen Shot 2018-02-11 at 6.51.57 PM.pngWe opt for labels in his clothes too when we are out in crowded public places (like Disneyland, the zoo, county fair). Even though Henry is 6, he is autistic and has problems remembering my phone number, and he can get distracted in crowds, or fixated on one thing and want to go back to it and wander off.

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Yeah I am!

If pastels and glitter aren’t your thing, check this out- You can select other motifs and themes, and they have different fonts to suit your personality.

Right now, you can shop the new Glitter Labels – $26 for 45 Labels.

Mabel’s is always offering specials and deals, so if glitter labels aren’t your thing, check out their site and subscribe to their email blasts.

 

New Month, New Coupons!

I’m a few days late, but I’ve been super busy! Planning hubs Birthday fun, getting prepped for the holidays, and taking care of sick kiddos (and me too!).

file000786402730Here is your monthly reminder!  A new month means new printable and electronic coupons!

Check out the following sites:

One of my favorite website is the Sunday Coupon Review.  It helps me plot out scenarios in advance and I can email friends to ask for coupons in advance. Remember if clipping coupons isn’t your thing, but saving money is, check out my list of Smartphone apps that can save you the big bucks! New offers are added on the Smartphone Savings Apps all the time!

Here are just a few of the new coupons that have me excited:


Save $3.00 on TWO (2) Carnation Breakfast Essentials® Nutritional Products

Save $2.00 on any ONE (1) multipack or canister of BOOST® Nutritional Drink or Drink Mix

Save $1.00 when you buy FOUR any Progresso™ products (excludes Progresso™ Pasta Bowls)

Earn $0.55 when you purchase Mission® Tortilla Chips

Earn $0.55 when you purchase Mission® Super Soft Flour Tortillas

Earn $0.50 when you purchase Seventh Generation™ Baby Wipes

Earn $2.00 when you purchase Clean & Clear® Products